iGB Salary Survey Part 3: the specialists

first_img Executive £18k £28.5k £41k Senior £56.5k £104k £159k Topics: People Sales and account management – Karl HarenburgCandidate demand is focussed on a secure base,particularly in city hubs where living costs are high. They are unwilling to risk their lifestyle on bonus packages, typically 20-40% within the remuneration package, reliant on meeting targets. Contrary to belief, the No 1 motive for switching sales jobs is not money but a more interesting employer.Most are open to new opportunities and often mobile, except those with the deepest networks among large operators and suppliers where long-term dealshares place a high penalty on leaving. Exiting igaming for payments and AI tech is also increasingly attractive. Subscribe to the iGaming newsletter Executive £15k £20.5k £28k Email Address Executive £15.5k £27.5k £39.5k Executive £26k £32.5k £38.5 Marketing – Gareth MulleyMarketing in gambling is crucially important – it’s what differentiates your offer and helps attract and retain players. These departments are being asked to do more and more, but haven’t seen pay rises that reflect this increased workload. Plus, tighter regulation creates compliance responsibilities which largely fall on marketing. Facing huge fines, errors can be made easily even by the most junior of executives, creating more pressure from compliance and legal departments.Marketing departments have some of the lowest career satisfaction rates, and perhaps this increased pressure and the requirement for specialism narrowing career paths have led to the general dissatisfaction. There’s little difference in salary rates between acquisition and retention roles, which are both equally valued, but there’s definitely split between ‘brand’ and ‘digital’, with results-driven digital roles paying more.We’re also seeing a trend to reorganise acquisition talent into teams of paid social (all social output) and biddable media (including programmatic). A crucial business choice is whether to build this in-house, which can be complex and lead to minimal returns, or outsource to often costly specialist agencies.Marketing departments also want to bring more skills in-house, in particular, the low-hanging fruits of SEO and content. Analysis, campaign testing multi-channel and multi-testing have become increasingly important in marketing, and candidates really need to show some mathematical ability in their CV. iGB Salary Survey Part 3: the specialists Product and project – Cara KerrSalaries are growing across the board, but we’re seeing more progress to higher levels due to the increased importance of product, project and programme management roles in igaming.Businesses used to force product heads into being people managers’ of 10-30 people, but this resulted in low job satisfaction and became a key motivator for leaving. Now they are more savvy about using product & project managers for what they are good at, with some managing 30+ products with very few direct reports. Placing them in the right setup with the right levers to control is crucial. Tags: Online Gambling Mid/Manager £33k £53k £75.5k Level Avg. Bottom 10% Average Avg. Top 10% Analytics – Daryl KingAnalytics’ technical skillset has increased substantially, even in the past two years. Software knowledge in analytics  – cloud system softwares, SME, Amazon RedShift, AWS, Azure, Google big query – PowerBI, SQL, rPython. This requires two skillsets in one person, a developer inside an analyst, which you are not usually going to find in a graduate, more in a developer looking to turn into an analyst. This can be an attractive route towards specialism as it’s often a higher-profile role, not all computer-based and based on stakeholder management and cultivating c-suite relationships.So why the salary drop? Lots of technical analytics work is being moved away from London or other head offices to elsewhere in Europe, such as Bulgaria, Romania and Vienna, where the lower cost of living means can you can employ someone working at senior BI level for €45k as opposed to €65k. AI is where the big money is at – you can earn €150-200k as a graduate at Google or Microsoft. Executive £20k £31.5k £41k Level Avg. Bottom 10% Average Avg. Top 10% Mid/Manager £37k £59k £84k Senior £72.5k £110k £172k Mid/Manager £39k £57k £80.5k Level Avg. Bottom 10% Average Avg. Top 10% Executive £18k £29k £40k Senior £64.5k £98k £148k AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Compliance, legal and fraud – Jonathan RebeiroNew and updated regulation has added significant workload to compliance, legal and fraud departments in some markets over the past year. This increased responsibility has driven up senior salaries, particularly in Malta, as compliance professionals earn their place at leadership level.Increasingly, compliance is about stakeholder management across organisations, and those responsible for meeting regulatory requirements have to be strong relationship builders. Operators are increasingly electing to spread responsibility across their organisation rather than within distinct compliance functions, leading to a reduction in some more junior 
compliance roles.center_img Senior £63k £116k £232k Senior £60k £71k £82k Mid/Manager £29.5k £50k £79k Mid/Manager £31.5k £54.5k £79k Level Avg. Bottom 10% Average Avg. Top 10% Level Avg. Bottom 10% Average Avg. Top 10% Level Avg. Bottom 10% Average Avg. Top 10% Mid/Manager £34.5k £57k £86k People Senior £67.5k £101.5k £176k Pentasia’s recruiters examine salary trends and factors shaping the market for key industry specialisms, from customer service to marketing Finance and operations – Christine HiliWe are seeing significant increases in salaries, particularly at the senior level where direct industry experience is essential and therefore highly valuable. This is an area where businesses are understandably unwilling to compromise, particularly for those charged with commercial responsibility and managing key growth initiatives. Individual roles are increasingly exceeding £150k with many hitting £200k. Technically astute operational leadership talent commands some of the highest salary levels: CTOs, VPs of technology, trading directors, also those with an appetite for working in 
emerging markets. Senior £78k £97k £131.5k Executive £23k £33k £40k 30th November 2018 | By contenteditor Customer service – Chanelle DemanueleIt’s rare to find a CS department that’s growing as AI technology, chat bots and ‘self-service’ help reduce the need for human support. This may explain the growing wage gap in CS, as fewer, more skilled CS leaders can use technology to resolve a workload previously only possible with large teams.This approach of outsourcing CS – with a handful of outsourced CS and fraud providers in Malta picking up the increasing workload – means you no longer need native-speaking, upper intermediate-level operatives. Cyprus, Bulgaria and even Costa Rica have all been locations for relocation of CS out of Malta. Senior £72.5k £104.5k £137k Mid/Manager £28k £49.5k £80k Mid/Manager £24.5k £45k £69k The data Based on 2,665 jobs in the periods July 2016-June 2017 and July 2017-June 2018. Jobs were categorised by level according to the following criteria. ‘Executive’ includes those in entry-level, junior and non-managerial roles; ‘Manager’ includes experienced, specialist and department leads; ‘Senior’ includes heads of department, management and leadership. Original salary currencies have been converted into GBP at the rate 1USD:0.75GBP; 1EUR:0.85GBP; 1AUD at 0.57; 1CAD at 0.59; HKD at 0.09; SEK at 0.085; SGD at 0.57. The headline job categories include the following positions: Analytics & data – business intelligence, customer insight, marketing analytics and data management; Compliance, legal & fraud – strategic and operational regulatory practice; Customer services – call and chat operators, live dealing and support; Design & tech – includes technical development, front and back end development, UX and digital design, game design and development; Marketing – strategy, campaigns, digital marketing, CRM, acquisition, retention affiliate and VIP; MD & C-suite – C-level executives including CEOs; Finance & operations – finance, business infrastructure, technical delivery, management and support roles; Product & project – product management and project management specialists; Sales & account management – B2B sales and business development professionals.Related articles: iGB Salary Survey: Part 1 iGB Salary survey Part 2 Level Avg. Bottom 10% Average Avg. Top 10% Executive £20.5k £29.5k £40k Level Avg. Bottom 10% Average Avg. Top 10% Design and tech – Caroline ButlerThere is a huge quantity of vacancies in the industry for design and technology specialists, and this is continuing to grow thanks to the requirement to build a whole department internally with teams of 5-20 hires. However, this isn’t leading to increased salaries, as employers have not adapted their expectations to the highly competitive, candidate-favourable market.Now we see a rising trend of hiring more junior developers at a lower rate (say £32-35k) despite the additional training that is required, as opposed to hiring smaller teams of experienced hands (say £45-50k). However, this in turn has resulted in an employee turnover rate of around 18 months.Candidate requests for remote work increase daily – it’s the number one request on our tech desk, but to our knowledge only one company in Malta enables work from home, exemplary of the demand/supply gap. Nowadays, igaming doesn’t have quite the pull-factor it used to – once it was the hottest industry for these candidates, but now there are equally attractive competitors vying for strong design and technology departments.Tech and design candidates are always interested in learning or getting exposure to new technology – from PHP to new back-end language, or Javascript to the popular React or Angular frameworks. Perhaps in our favour is the fact that blockchain is also an area of interest. This drive for learning may, however, play a part in another motive for switching roles – non-technical skills like leadership or team responsibility are in demand from employers, but not desirable for the candidates.last_img read more

ScanGroup Limited (SCAN.ke) 2012 Annual Report

first_imgScanGroup Limited (SCAN.ke) listed on the Nairobi Securities Exchange under the Printing & Publishing sector has released it’s 2012 annual report.For more information about ScanGroup Limited (SCAN.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the ScanGroup Limited (SCAN.ke) company page on AfricanFinancials.Document: ScanGroup Limited (SCAN.ke)  2012 annual report.Company ProfileWPP-ScanGroup Limited is the largest marketing and communication group in the Africa sub-region with leading advertising agencies and media houses falling under the holding company name. These include Ogilvy & Mather, SCANAD, JWT, BluePrint Marketing, GroupM, MediaCom Africa, Mindshare and MEC. Public relations companies include Ogilvy PR and H+K Strategies; marketing research agencies include Millward Brown; specialty communication agencies include Roundtrip and Geometry Global; digital companies include OgilvyOne, Squad Digital and SCANAD Digital. WPP-Scangroup has expertise in advertising, media investment management, advertising and marketing research, public relations, digital advertising and communications marketing strategy. WPP-ScanGroup has a presence in 25 countries in sub-Sahara Africa and majority-owned offices in Kenya, Ghana, Nigeria, Rwanda, South Africa, Tanzania, Uganda and Zambia. It has minority-owned operations in Burkina Faso, Cameroon, Gabon, Ivory Coast, Namibia, Senegal and Zimbabwe. Scangroup became a subsidiary of WPP in 2013 and the company changed its name to WPP-Scangroup Limited in 2015. WPP-ScanGroup Limited is listed on the Nairobi Securities Exchangelast_img read more

Hotelest Limited (HTLS.mu) 2016 Abridged Report

first_imgHotelest Limited (HTLS.mu) listed on the Stock Exchange of Mauritius under the Tourism sector has released it’s 2016 abridged results.For more information about Hotelest Limited (HTLS.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Hotelest Limited (HTLS.mu) company page on AfricanFinancials.Document: Hotelest Limited (HTLS.mu)  2016 abridged results.Company ProfileHotelest Limited is based in Port Louis, Mauritius and is engaged in the tourism and hospitality industry where, through the company’s subsidiary, Constance Hotels Services Limited, owns and operates hotels. Hotelest Limited is listed on the Stock Exchange of Mauritius.last_img

Forget the FTSE 100. This UK small-cap share is up 400% since markets crashed!

first_imgForget the FTSE 100. This UK small-cap share is up 400% since markets crashed! See all posts by Paul Summers Our 6 ‘Best Buys Now’ Shares Click here to claim your copy of this special investment report — and we’ll tell you the name of this Top Small-Cap Stock… free of charge! The high-calibre small-cap stock flying under the City’s radar Image source: Getty Images Enter Your Email Address Paul Summers has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img It may be down today, but the FTSE 100 index has been in stellar form recently. Since the beginning of November, the top tier has climbed 12% in value, thanks to news on promising coronavirus vaccines. It hasn’t been this high since June.Even so, this return is nothing compared to what investors could have made through careful stock-picking. Unsurprisingly, some of the biggest winners since March’s market crash have been in the small-cap arena.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Today, I’m looking at a personal favourite — online musical instrument seller Gear4music (LSE: G4M). Shares in the business are up a stunning 400% in the last eight months. Based on today’s set of interim results, it’s not hard to see why. Lockdown beneficiaryAt £70.2m, revenue was 42% higher over the six months to the end of September than that achieved over the same period in 2019. Gross profit also soared — by 61% — to £20.1m. This isn’t exactly a surprise. When lockdowns were enforced in March, many of us were forced to entertain ourselves in the comfort of our own homes — a perfect scenario for companies selling products such as video games, books and, yes, musical instruments. As a consequence, Gear4music had 403,000 new customers making purchases over the six months — a 52% improvement on the previous year. All told, a record net profit of £4.9m for the period was reported. This compares favourably to the £0.1m loss over the same period in 2019. But will this form continue?Will these impressive gains be maintained? I think so. In fact, I remain bullish on Gear4music from both a near-term and long-term perspective.While one would suppose that many budding musicians will already have most of what they need during the second UK lockdown, news that trading in November “continues to be very strong” would suggest otherwise.Of course, it could be that people are simply cautious on lockdown restrictions actually being lifted and are getting their Christmas shopping done online instead. Regardless, those already owning the shares will likely be encouraged by news that results for the full year are now predicted to be ahead of market expectations, which were only recently upgraded. Not many FTSE 100 constituents are saying this right now!On a longer time horizon, the signs look equally positive. As CEO Andrew Wass commented today, more people now “appreciate the benefits that playing and creating music can bring.” Moreover, the fact that mastery of an instrument takes a long time could play into the company’s hands.The ongoing growth in online shopping should also be good news, albeit at the expense of independent retailers on the high street. I suspect many of the latter will become casualties of 2020 and shut up shop for good.With European hubs and distribution networks already up and running, negotiating Brexit shouldn’t be an issue either.FTSE 100 beaterThere’s certainly nothing wrong with owning a FTSE 100 tracker or exchange-traded fund. This is particularly the case for those who have little interest in the stock market. Over the long term, anyone adopting this strategy should do well so long as they reinvest the dividends they receive.But I remain a huge advocate of buying shares in promising small-cap UK companies that can grow revenue and profits far quicker than your typical FTSE 100 giant.For me, Gear4music continues to hit all the right notes.  Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Paul Summers | Tuesday, 17th November, 2020 | More on: G4M Adventurous investors like you won’t want to miss out on what could be a truly astonishing opportunity…You see, over the past three years, this AIM-listed company has been quietly powering ahead… rewarding its shareholders with generous share price growth thanks to a carefully orchestrated ‘buy and build’ strategy.And with a first-class management team at the helm, a proven, well-executed business model, plus market-leading positions in high-margin, niche products… our analysts believe there’s still plenty more potential growth in the pipeline.Here’s your chance to discover exactly what has got our Motley Fool UK investment team all hot-under-the-collar about this tiny £350+ million enterprise… inside a specially prepared free investment report.But here’s the really exciting part… right now, we believe many UK investors have quite simply never heard of this company before!last_img read more

3 cheap UK stocks I’d buy for recovery and growth potential

first_imgSimply click below to discover how you can take advantage of this. Get the full details on this £5 stock now – while your report is free. FREE REPORT: Why this £5 stock could be set to surge Are you on the lookout for UK growth stocks?If so, get this FREE no-strings report now.While it’s available: you’ll discover what we think is a top growth stock for the decade ahead.And the performance of this company really is stunning.In 2019, it returned £150million to shareholders through buybacks and dividends.We believe its financial position is about as solid as anything we’ve seen.Since 2016, annual revenues increased 31%In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259Operating cash flow is up 47%. (Even its operating margins are rising every year!)Quite simply, we believe it’s a fantastic Foolish growth pick.What’s more, it deserves your attention today.So please don’t wait another moment. Image source: Getty Images. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. 3 cheap UK stocks I’d buy for recovery and growth potential Our 6 ‘Best Buys Now’ Sharescenter_img Noises from the across the pond augur well for the general stock market, I reckon.Incoming American Treasury Secretary Janet Yellen recently expressed her desire for the US to “act big” in an effort to help its economy recover from the pandemic.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…There could be more stimulus aheadYellen used to be head of the US Federal Reserve central bank, and some reckon her comments could lead to more stimulus for the US economy.And it’s usually good for listed stocks when governments try to help their economy like that, at least in the short term. So, we could see some more support for US shares down the road. And a strong US stock market is often good for the UK market. It’s hard to deny the London stock market indices tend to take their cues from the American market.But other factors are working for shares as well. The UK’s impressive rollout of vaccines suggests the potential for economic recovery, perhaps within months. And some analysts have expressed their view that value stocks could be set to resurge through 2021. Often, such shares can also be categorised as fallen cyclicals, but not always.My own view is bullish for 2021 and beyond. I’m seeing good value in many defensive-style stocks as well as those closer to the cyclical end of the scale. And with that in mind, I’m searching for decent companies that don’t look too expensive right now. They make my list for further research if they also have the potential for their businesses to recover and grow in the years ahead.3 cheap UK stocks I’m considering nowFTSE 100 housebuilder Persimmon has a forward-looking dividend yield of around 8.6% for 2021. And with the share price near 2,733p, the stock continues to assign the underlying business a modest-looking valuation. And that’s despite the price rising a fair bit from the lows of last spring. On 13 January, the company reported “robust” trading and the outlook is positive.Meanwhile, the share price of smoking products manufacturer British American Tobacco has been weak for some time. But the underlying business remains in rude health. With the stock at 2,747p, the forward-looking dividend yield for 2021 is around 8%.Trading has remained robust through the Covid-19 crisis and the company is working hard to build up sales of its alternative non-combustible products for smokers. The chief executive said in an update in December that he’s “confident” about the future of the company.And with its share price near 127p, telecoms company Vodafone has a forward-looking dividend yield near 6.4% for the trading year to March 2022. The company delivered a workmanlike half-year results report last November.  And the directors declared they are focusing on strategic priorities “at pace” to reshape the business. Chief executive Nick Read said the steady results made him “confident” about the full-year outlook.I think all three of these businesses have the potential to improve as 2021 unfolds and to thrive in the years after. Meanwhile, there’s a decent dividend to collect in each case. Enter Your Email Address Kevin Godbold has no position in any share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Kevin Godbold | Thursday, 21st January, 2021 See all posts by Kevin Godbold Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.last_img read more

TCU School of Music celebrates 40th Jazz Festival

first_imgLinkedin ESPN’s ‘The Undefeated’ writer visits campus, talks media coverage on Nike, Kaepernick ad Linkedin ReddIt Facebook Brandon Kitchin Campus organizations to host ‘Black Panther’ screening, discussion + posts Memorial to commemorate MLK Jr. to come to downtown Fort Worth Brandon Kitchinhttps://www.tcu360.com/author/brandon-kitchin/ printThere were plenty of notes and swing rhythms filling Ed Landreth Hall and the PepsiCo Recital Hall as the School of Music celebrated the 40th anniversary of the TCU Jazz Festival and its impact on thousands of young musicians throughout the years.“I just wanted to get high school students on campus to see the campus and hear our bands,” said Curt Wilson, director of jazz studies emeritus. He was honored for creating the festival.Wilson, a TCU alumnus, recalled the festival’s first year in 1978 starting in the old Daniel-Meyer Coliseum. He said the stands were packed and he remembers how hopeful he was that the festival would turn out to be a good idea for years to come.“We get the young kids to try things that maybe if they’re a little bit older they’d be a little bit more hesitant to take on,” said Director of Jazz Studies Joseph Eckert, who is also a professor of saxophone. “The presence of big bands in middle schools has expanded and many of the high schools have two and some have three big bands.”Now in his tenth year at TCU, Eckert said he has seen the festival grow more popular every year to the point where there’s a waiting list for schools to participate.“We’ve had bands come from Louisiana and from Oklahoma, and across state lines to come to the festival so the interest is there,” he said.In previous years, bands from Tennessee, Iowa and Hawaii have traveled to perform.The festival runs as a competition among participating bands in their University Interscholastic League classifications, meaning there are multiple performance divisions to accommodate for different skill levels and school sizes where bands perform in front of a panel of adjudicators.This year there were five categories: Middle School, 5A Non-Varsity, 5A-Varsity, 6A Non-Varsity, and 6A-Varsity. Grand Prairie Fine Arts Academy, Kaufman High School, Lone Star High School, Carroll Senior High School and Plano West High School won respectively in those divisions.Curt Wilson, Director of Jazz Studies Emeritus giving tips to a band during a post-performance clinic. (Brandon Kitchin/TCU360In addition to the contest portion, the festival offers a post-performance clinic for bands to get direct feedback from a judge who heard them play on stage.“Directors are always eager to get comments and constructive criticism,” Eckert said. With the extra session, bands can find out how they did right afterwards getting on-the-spot contextualized tips on how to improve, instead of relying on reading comments off the score page.Each year at the festival an accomplished jazz guest artist comes to perform and offer a clinic of their own. This year’s artist, John Fedchock, is a trombonist, Grammy-nominated arranger and bandleader of the John Fedchock New York Big Band.Fedchock said he enjoys seeing young musicians learning and expanding their musical minds when he speaks to them in instances like his clinic.“It’s nice to see when the lightbulbs go off and people start making connections about things and associations because that’s when you know you get your idea across,” Fedchock said. “If they’re not on the right track, then that’s why I’m here to set them straight.”Junior music education major Catelyn Hawkins, who has participated in the jazz festival every year since she’s been at TCU, said the festival is a big deal.“Over the years I have seen the true impact music has on people and I am constantly amazed by the talent that enters our doors during the festivals,” she said. “It’s really neat for students to interact directly with amazing jazz musicians. It’s not a privilege most people get!”Last 10 years of special guest musicians at TCU Jazz FestivalIn the span of 40 years, jazz has changed immensely through the advancement of technology and mixing with other genres of music Fedchock said.“You’ve got a lot more influences now just because the world is getting smaller with transportation and the Internet and everything,” Fedchock said. “The only way to take it a new way was to add a different rhythmic element under it or a different stylistic element. There’s a lot of music that you can’t really put a specific label on now because it’s such a mixture of so many different things.”Eckert talked about the different eras of jazz and how the approach of writing has changed. The musical setting and mood has also changed over time too.“When I started playing in big bands back in the 60s… the music of Glenn Miller and Bennie Goodman and Count Basie and Duke Ellington was standard repertoire,” Eckert said. “It might have been more dance music, whereas today with some of the modern bands and modern composers, it’s more considered concert music.”All the changes, he said, are a product of the desire to be different just like any other art form.“[Composers and arrangers] were trying to reach out to new horizons and maybe to a new audience. Some of the jazz music now have elements of rock and hip-hop and fusion, you know different styles to incorporate into the big band,” Eckert said.The 41st TCU Jazz Festival will take place Mar. 23-24, 2018 and will feature special guest and trumpeter Bobby Shew. Brandon Kitchinhttps://www.tcu360.com/author/brandon-kitchin/ Nelson Mandela’s former prison guard visits campus to reflect on their unlikely friendship Brandon Kitchinhttps://www.tcu360.com/author/brandon-kitchin/ Facebook Brandon Kitchinhttps://www.tcu360.com/author/brandon-kitchin/ Brandon Kitchin is a junior Journalism major and TCU 360 line editor from Grand Prairie, Texas. If you ever get the chance to meet him, he is such a positive person that you might just have your day made. You can find him in the loudest section of the Amon G. Carter Stadium or on the field at halftime with “The Pride Of TCU,” the Horned Frog Marching Band. He plays bass drum for the TCU Drumline. World Oceans Day shines spotlight on marine plastic pollution Twitter Twitter TCU places second in the National Student Advertising Competition, the highest in school history Previous articleMoney Week teaches impact of philanthropyNext articleTCU looking for Kenny Hill to regain ‘swagger’ this season Brandon Kitchin RELATED ARTICLESMORE FROM AUTHOR ReddIt Welcome TCU Class of 2025 TCU Faculty Jazz combo performing in Ed Landreth Hall. (Brandon Kitchin/TCU360)last_img read more

Photographers subjected to intimidation and violence by politician, military intelligence

first_img August 25, 2020 Find out more July 8, 2005 – Updated on January 20, 2016 Photographers subjected to intimidation and violence by politician, military intelligence Follow the news on Venezuela News New wave of censorship targeting critical media outlets Reporters Without Borders protests against the use of intimidation and force against two news photographers in separate incidents on 29 June in Caracas. Describing the incidents as bullying of the press, the organisation calls on state prosecutor Isaías Rodríguez to take action. Help by sharing this information Coronavirus “information heroes” – journalism that saves lives News RSF_en VenezuelaAmericas VenezuelaAmericas to go further Two journalists murdered just days apart in Venezuela News June 15, 2020 Find out more Organisation Reporters Without Borders wrote to Venezulean state prosecutor Isaías Rodríguez today objecting to the use of threats and force against photographers Cirilo Hernández of the Últimas Noticias daily newspaper and Juan Carlos Neida of the El Nuevo País daily in separate incidents on 29 June in Caracas, and urging him to put an end to “bullying” of the press.”A pro-government politician and presumed military intelligence officers made unacceptable use of intimidation and violence against journalists simply because they were taking photos,” the organisation wrote. “Repeated behaviour of this kind, carried out with impunity, is intolerable and it falls to you as state prosecutor to bring it to an end by punishing those responsible,” the letter added.In one incident, Hernández and an Últimas Noticias colleague, Mabel Sarmiento, were intercepted on Andrés Eloy Blanco Square, near the Miraflores presidential palace as they were preparing a report about homeless people. The Instituto Prensa y Sociedad, a press freedom organisation, obtained a description of the incident from Sarmiento. She said several individuals began to insult them and threatened to hit them and take their cameras away. One of them said the square was under the control of Lina Ron, a politician closely allied with President Hugo Chávez, and no photos could be taken without Ron’s permission.They took the two journalists by force to an office and held them there until Ron arrived two hours later. Ron confirmed that no photos could be taken on the square without her permission. When Sarmiento said she would write about this incident in Últimas Noticias, Ron replied: “Write what you like, no one will believe you, you will be just one more lying journalist.”In the second incident, four men in a jeep carrying Department of Military Intelligence passes intercepted Neida as he was taking photos in the Las Mercedes district of Caracas. When he showed them his press ID, he was hit several times and insulted and then bundled into the jeep. After being held for eight hours in the jeep as it toured the city, he was dropped off late at night in Cota Mil, a deserted eastern district at the foot of El Ávila mountain. Receive email alerts January 13, 2021 Find out more Newslast_img read more

€127,800 for four Limerick Projects under Round 2 of Town &…

first_imgRELATED ARTICLESMORE FROM AUTHOR WhatsApp TAGSKeeping Limerick PostedlimerickLimerick Post Limerick’s National Camogie League double header to be streamed live Facebook Previous articleAnn & Steve Talk Stuff | Episode 26| We’re talking treesNext articleWorld Sepsis Day – Have You Asked, ‘Could it be Sepsis?’ Staff Reporterhttp://www.limerickpost.ie Email Linkedin Predictions on the future of learning discussed at Limerick Lifelong Learning Festival Twittercenter_img The Rev William Casey memorial, Abbeyfeale.Photo: Cian ReinhardtLIMERICK Minister and Fine Gael TD, Patrick O’Donovan has this morning announced that €127,800 is to be allocated to four community projects in Limerick County under the second tranche of the Town and Village Renewal Scheme – Accelerated Measure.“The funding I am announcing today is the second allocation to the County in five weeks. Which now brings the total funding to Limerick County under the Town and Village Renewal Scheme so far this year to €238,500.”Sign up for the weekly Limerick Post newsletter Sign Up “The main objectives of the Accelerated Measure are to assist communities expedite the delivery of their projects and adapt to public health requirements due to COVID-19.”“The local communities have worked with Limerick City and County Council to develop these projects. Community groups in Limerick continue to do great work even in these challenging times. This funding is great news for County Limerick and for the communities that will directly benefit from this announcement.The four Limerick Projects are:Abbeyfeale – €40,000Resurfacing and upgrading of walkways in Abbeyfeale Town Park to provide for 2-metre-wide walkways where possible and universal access for all ages and abilities.Athea – €25,000             Village enhancement works with the upgrading of shopfronts and buildings and renovation works to the footbridgeBallysteen – €25,000Provision of greater accessibility to the newly renovated community Carnegie building through the provision of footpaths and car park area. Provision of safe external space through the provision of boundary walls to part of site perimeter.Pallaskenry – €37,800Clearing of overgrown forest track to east of Pallaskenry Village to facilitate 2.5km loop walk from the village centre.“They include projects that will see clearing, resurfacing and upgrading of walkways, village enhancement works, greater accessibility to community buildings and all of the projects will allow for social distancing and to make towns/villages more welcoming.“I will continue to work closely with my colleague the Minister for Rural and Community Development, Heather Humphreys TD, to deliver for County Limerick.” Limerick Ladies National Football League opener to be streamed live Advertisement Print Donal Ryan names Limerick Ladies Football team for League opener Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads LimerickNews€127,800 for four Limerick Projects under Round 2 of Town & Village Renewal SchemeBy Staff Reporter – September 11, 2020 216 last_img read more

GOOD NEWS: Local attorney nominates, accepts award

first_img Previous articleCOLLEGE BASEBALL: Wranglers trio earn all-region honorsNext articleHIGH SCHOOL BASEBALL: Odessa High faces another challenge in defending state champs Digital AIM Web Support Local News Pinterest TAGS  Facebook OA logo 2 wide The American Institute of Criminal Law Attorneys has recognized the exceptional performance of Texas’s Criminal Law Attorney Rick A. Navarrete as 2019 10 Best Criminal Law Attorneys for Client Satisfaction.The American Institute of Criminal Law Attorneys is a third-party attorney rating organization that publishes an annual list of the Top 10 Criminal Law attorneys in each state.Attorneys who are selected to the “10 Best” list must pass AIOCLA’s rigorous selection process, which is based on client and/or peer nominations, thorough research and AIOCLA’s independent evaluation.AIOCLA’s annual list was created to be used as a resource for clients during the attorney selection process. One of the most significant aspects of the selection process involves attorneys’ relationships and reputation among his or her clients.As clients should be an attorney’s top priority, AIOCLA places the utmost emphasis on selecting lawyers who have achieved significant success in the field of Criminal Law without sacrificing the service and support they provide. Selection criteria therefore focus on attorneys who demonstrate the highest standards of client satisfaction.Navarrete may be reached at 279-1479 or https://nstexaslaw.com. Twitter Facebookcenter_img WhatsApp GOOD NEWS: Local attorney nominates, accepts award WhatsApp Pinterest By Digital AIM Web Support – February 24, 2021 Twitterlast_img read more

Exposure to Risk is Declining for Fannie Mae and Freddie Mac—But So Are Revenues

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago Seven years after the housing market crashed, serious delinquency rates for most mortgage portfolios are at or near pre-recession levels, and the GSEs are no exception.The GSEs’ exposure to credit risk from mortgages originated during the years of the housing bubble continues to be “significant but declining,” according to the FHFA’s Performance and Accountability Report for Fiscal Year 2015. But in addition to experiencing a decline in exposure to credit risk, the GSEs have also experienced significantly declining revenues.As of the end of FY 2015, only 1.59 percent of residential single-family mortgages backed by Fannie Mae were seriously delinquent—that is, 90 days or more overdue or in foreclosure—while 1.46 percent of mortgages insured by Freddie Mac fell in the same category. Both numbers are below their 2008 levels—and most of the seriously delinquent mortgages that remain in the GSEs’ single-family portfolio were originated from 2005 to 2008.“Beginning in 2008, both Enterprises made significant changes to strengthen their underwriting and eligibility standards, which have improved the credit quality of their guarantee books of business and overall credit performance,” FHFA said in the report.The GSEs made significant progress in winding down their REO portfolios, which consisted of single-family properties they acquired through foreclosure of through a deed-in-lieu of foreclosure. According to FHFA’s report, the combined single-family REO portfolios of Fannie Mae and Freddie Mac declined from 121,730 units at the end of FY 2014 down to 78,738 units at the end of FY 2015.The decline in revenues that has come along with the decline in exposure to credit risk has been swift and solid, which caused even the GSEs’ boss, FHFA Director Mel Watt, to declare that Fannie Mae and Freddie Mac could possibly need another taxpayer-funded bailout. In 2013 (just one year after returning to profitability following the $187.5 billion bailout in 2008), the GSEs pulled in a combined net income of $132.7 billion, which was a record for one year. In 2014, the combined net income of the GSEs plummeted to $21.9 billion due to the absence of nonrecurring items, such as various legal settlements and the reversal of valuation allowances associated with deferred tax assets.Through the first nine months of 2015, the GSEs have netted a combined $12.7 billion, which is off the pace of 2014’s net income of $21.9 billion.“While risks from the Enterprises’ mortgage-related investment portfolios are declining as the size of their portfolios shrinks, revenues from these portfolios are also shrinking,” FHFA said in the report. “These investment portfolios continue to expose the Enterprises to interest-rate risk. Accounting differences for these financial assets and liabilities, including derivatives, give rise to significant earnings volatility when interest rates fluctuate, in part because of how mark-to-market requirements are applied.”According to the report, declines in interest rates and a flattening of the yield curve in FY 2015 contributed to fair value losses in three out of four quarters for Freddie Mac—and a net loss of $475 million for Freddie Mac in Q3 2015.Since the conservatorships began, Fannie Mae and Freddie Mac have returned a combined $239 billion in dividends to Treasury—$51.5 billion more than they received in the taxpayer bailout back in 2008.While both parties have expressed the urgency of ending the FHFA’s conservatorship of Fannie Mae and Freddie Mac, which is now more than seven years old, but top Obama Administration officials such as Treasury Secretary Jack Lew have stated that the GSEs will not be recapitalized and released during the final 14 months of Obama’s presidency. Monday’s House vote on legislation to cap the pay of the CEOs of Fannie Mae and Freddie Mac at $600,000 per year—legislation that the White House supports and Obama is expected to sign—all but assure the conservatorships will continue into 2017.Click here to see the FHFA’s complete Performance and Accountability Report for FY 2015. The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Fannie Mae FHFA Freddie Mac 2015-11-17 Brian Honea Home / Daily Dose / Exposure to Risk is Declining for Fannie Mae and Freddie Mac—But So Are Revenues Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Previous: Broker Brain Invites Webinar Attendees to ‘Let Us Do the Thinking’ Next: Fed Chairman Yellen Urges Congress to Reject Fed Reform Bill About Author: Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days ago November 17, 2015 1,320 Views Servicers Navigate the Post-Pandemic World 2 days agocenter_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, News, Secondary Market Related Articles Exposure to Risk is Declining for Fannie Mae and Freddie Mac—But So Are Revenues The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily  Print This Post Share Save Demand Propels Home Prices Upward 2 days ago Tagged with: Fannie Mae FHFA Freddie Maclast_img read more