Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, News, Servicing D.C.’s Address Confidentiality Act Print This Post Home / Daily Dose / D.C.’s Address Confidentiality Act Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Share Save January 11, 2019 2,040 Views The Best Markets For Residential Property Investors 2 days ago District of Columbia Lenders Servicers 2019-01-11 John Ansell John A. Ansell III, is partner at Rosenberg & Associates, LLC. Born in Andrews AFB, Maryland, Ansell holds a Bachelor of Arts degree from the University of Maryland (1994) and a Juris Doctor from the University of Pittsburgh School of Law (2001). Ansell’s practice focuses primarily in the areas of real estate, settlement, foreclosure and default litigation legal services, and he oversees the firm’s appellate practice. Ansell is admitted to the state courts in Maryland, Virginia, and the District of Columbia, the United States District Court for Maryland, United States District Court for the District of Columbia, and the Eastern and Western Districts for the United States District Court for Virginia. Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Previous: Is the Housing Market Recession Ready? Next: TMS Sells Originations Business to AmeriSave Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: District of Columbia Lenders Servicers The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: John Ansell Editor’s note: This feature originally appeared in the January issue of DS News, out now.The District of Columbia recently passed legislation that may affect the ability of servicers and lenders to adequately assess title on certain properties in Washington, D.C. The new statute—dubbed the Address Confidentiality Act of 2018, which became effective on October 1, 2018—is designed to protect the victims of domestic violence.According to the terms of the Act, if an individual applies for the program and is certified as a victim of stalking, domestic violence, human trafficking, or a range of other sexual offenses, the individual will be issued an identification card with a substitute address. The substitute address will be a mailbox to which mail can be sent, and from which the office that administers the program will forward mail to the program participant’s actual address. More importantly from a title perspective, a participant in the program can submit a request to any D.C. government office or agency to remove all publicly accessible references to their actual address. This means that a participant may have their name removed from all publicly available land records, tax records, or court records. This presents obvious problems for the title industry, as well as to loan originators and servicers.Also problematic at this point is the fact that D.C. has not provided crucial details of such activity. Namely, there is no word yet whether the redacted information will simply be absent or if there will be an indication that the information is being withheld pursuant to this program. Thus, a title search may come back with documents simply missing—e.g., a deed or deed of trust simply not appearing in a title search, or a lack of a tax record appearing when performing an escrow analysis. Alternatively, the record might come back with some indication that the information was being omitted, with or without explanation.The District of Columbia has not yet provided any answers as to how such matters will be treated. Further complicating the issue is the fact that, as currently written, the statute does not allow the participant to selectively direct the release of their information. Their only choice appears to remove themselves entirely from the program—hardly the route that someone fearing for their safety would choose. Overall, the potential implications of this statute for title are enormous, and until D.C. provides more information as to how such matters will be handled, the state of title in D.C. will remain uncertain. Subscribe
Members of the Saint Mary’s community gathered Thursday evening for a panel discussion about Fulbright grants as part of the College’s International Education week.Laura Elder, a global studies professor who specializes in cultural anthropology, has received multiple Fulbright grants and now serves as the College’s Fulbright program advisor.“It’s a program for which all U.S. citizens are eligible, across the board,” Elder said. “All you need is a bachelor’s degree and an idea. You do not have to be an academic scholar. It could be someone who’s interested in the arts, medicine [or] science. What you need is an idea and a place where you’d like to work on that idea.”Elder received a Fulbright Scholar grant to study the intersections of Islam, feminism, culture and the economy in Malaysia in 2015.“As part of this research that I was doing — thinking about Islam, feminism and economy — I got to go all around Malaysia and give lectures because Fulbright paid for it,” Elder said.Because of the Fulbright program’s focus on having deep exchanges within a country and its larger surrounding region, Elder was also given the opportunity to visit other places such as Cambodia and Burma.In addition to research and travel, Elder has used her experience in Malaysia to form relationships that could potentially be used to help Saint Mary’s establish more study abroad programs, she said.“I’m [the] Fulbright program advisor,” Elder said. “If you’re interested in these kinds of engagements, we can make them happen.”Eleanor Jones, a Saint Mary’s alumna (’16) and current graduate student in global affairs at Notre Dame, was a Fulbright English teaching assistant in Mongolia from 2017 to 2018.“I went [to Mongolia] in August to do teacher training and what they call survival Mongolian language … and some Mongolian culture and history,” Jones said.Jones taught at the University of Life Sciences in Ulaanbaatar, the capital of Mongolia. Most of her students came from the countryside, she said, and many of their families were nomadic.“When they would go home for the holidays, they would have to find their family because they may not be where they left them,” Jones said.Among the parts of her teaching experience she highlighted was an international cooking day at the university, during which she helped make some of the most American dishes she could think of — mac and cheese, sloppy joes and coleslaw.She said she also attended an eagle festival, which occurred in -20 degree temperatures.“I found out I’m allergic to the cold,” Jones said. “Once, I went horseback riding in -20 degrees, and my face broke out in hives. My Mongolian friend was with me and saw my face and picked up snow from the ground and just rubbed it in my face and then wiped it off with a scarf. The hives were gone … because the snow wasn’t as cold as the air.”As the end of her program neared, Jones said she got to travel more.“At the end of the program for Fulbright, we did community outreach,” she said. “For two weeks, we got to travel around the Mongolian countryside to different rural schools and do some dental classes and do some outreach for the American Embassy to promote some of our exchange programs.”An important part of Jones’ experience was looking beyond “pretty pictures” to see the problems in the area, including pollution, she said.“The winter that I was there was worse than it was in New Delhi,” Jones said. “… Mongolians [would] wear the air mask and then pull it down to smoke a cigarette and then put the air mask back on.”Jones said her time in Mongolia was difficult but gave her the chance to learn a lot about herself.Jamie Wagman, chair of the history and gender and women’s studies departments, was a Fulbright Specialist in Morocco in the spring.“In the spring of 2018, Fulbright notified me that the International University of Rabat in Morocco accepted my application, and I was approved for a short-term project,” Wagman said.Wagman said she had close friends from North Africa after hosting students for the Study of the United States Institute at Saint Mary’s, but she had never actually traveled there.“But I never set foot on [the] continent,” Wagman said. “I’d certainly never seen Morocco. I did not know Arabic. I barely knew any French. Still, I couldn’t wait.”Wagman brought her family to Morocco with her for the duration of her program. She said being a mother and an academic poses challenges when it comes to giving proper time and attention to both roles, so bringing her family with her was very important.One focus of her work in Morocco was helping the recently founded university with curriculum and development.“I met with faculty members and administrators to put together a proposal for a dual MBA and masters in gender and women’s studies program,” Wagman said. “I also provided lectures on transgender visibility, reproductive rights, history, sexual purity and stereotyping, and public health history in the U.S.”She said her students were familiar with gender theory, and the university community did not conform to the gender norms she had expected.Wagman said she found the university community to be welcoming and helped her family get acquainted with the city.“I realized how easy it is not to know what to do and not to know who to ask,” she said.Tags: fulbright scholar, International Education Week, Islam, Malaysia, Mongolia
Governor Announces Changes in AdministrationMontpelier — Governor Jim Douglas has announced that the secretariesof human services and administration are planning to switch positions inthe next phase of the Governor’s efforts to strengthen governmentservices, save Medicaid and reform health care.Effective Monday, February 21, Charlie Smith will become administrationsecretary, state government’s equivalent of a chief operating officer andMike Smith will become human services secretary, overseeing the largestand most costly agency in state government. Both men will work closelytogether to ensure a smooth transition of all management and legislativeissues.Governor Douglas said both men have served extraordinarily well in theircurrent positions and that each agency will benefit from the change.”Charlie and Mike are invaluable members of my team and both have workedvery hard in their agencies to improve the service we provide Vermonters,”Douglas said. “Each of them offers important skills that will benefit theagency they are moving to.”Douglas noted in particular Charlie Smith’s work with consumer and peeradvocates to develop and embark on an intensive effort to transform theway the Agency of Human Services delivers its services. After months ofmeetings, focus groups and surveys, a plan for one of the most significantreorganization of government services in more than two decades waspresented to the legislature and approved in the waning days of the lastbiennium.”This is the next phase of our government reorganization efforts,” Douglassaid. “A few of our folks will be changing positions, but we’re keepingthe same great team on the field.”SAVING MEDICAIDDouglas said both men would continue to work closely to address currentbudget challenges, especially his plans for health care reform and savingMedicaid for the most vulnerable.Vermont’s Medicaid program faces extreme and deepening annual deficits.Without structural and programmatic changes in the fiscal year 2006, theMedicaid deficit is of $80 million is expected to approach three-quartersof a billion dollars over the upcoming 5 fiscal years.ABOUT CHARLIE SMITHDouglas chose Charlie Smith to lead is Agency of Human Services inDecember 2002. Smith, 50, of Burlington, was District president of KeyBank and President of the United Way of Chittenden County.”Charlie is a proven public and private sector manager, as well as acommunity leader,” Douglas said. “Charlie has all the skills required toaccomplish my goals for state government.”Douglas pointed out that he asked him to “create a Human Services Agencythat delivers services more efficiently and more effectively,significantly improves the client’s experience with the Agency and willmaximize the value of every tax dollar spent in this agency each year.” Achallenge he has met through an Agency wide reorganization.In the late 1970’s Smith served two terms in the Vermont House ofRepresentatives and later served as staff director for then CongressmanJim Jeffords.Smith earned a bachelor’s degree from Harvard University.ABOUT MIKE SMITHPrior to his appointment in December 2002 as administration secretary,Mike Smith, 51, was Executive Vice President and Chief Operating Officerof Yankee Captive Management, Inc., an independent captive management firmlocated in Vermont.He has also sat on the Board of Directors of the Yankee Insurance Group,whose subsidiaries include Hackett, Valine and MacDonald and YankeeCaptive Management, Inc. From 1995-1999, Smith served as Deputy StateTreasurer under then State Treasurer Jim Douglas.Prior to returning to the public sector, Smith was the General Manager ofPublic Employer Risk Management Association, Inc. (PERMA) a workers’compensation insurance pool for public entities.In addition, Smith has been a partner of MMA Consulting Group, Inc., aconsulting firm for cities and towns in the northeast. He is also formertown manager of Hardwick, Vermont and a former member of the VermontLegislature representing his hometown of Woodstock and surrounding area.From 1972-1975, Smith was a member of the highly decorated SEAL Team Two,the U.S. Navy’s elite commando unit.Born in Rutland, Vermont, Smith earned a bachelor’s and master’s degreefrom the University of Vermont.Smith will head the largest agency in state government. “Mike is a man ofgreat compassion and strength,” Douglas said. “He will make an excellenthuman services secretary.”OTHER CHANGES * Commissioner of Human Resources Cindy LaWare will becomeDeputy Secretary of the Agency of Human Services. * Commissioner of Finance Robert Hofmann will becomeCommissioner of Corrections * Deputy Commissioner of Finance Jim Reardon will becomeCommissioner of Finance and Management. * Commissioner of Corrections Steve Gold will become DeputySecretary of Administration.###
Hannaford sued over security breachTwo law firms have filed lawsuits against Hannaford Brothers Company after the grocery chain reported a data security breach of its computer systems that has left its millions of customers vulnerable to credit card theft. The Philadelphia based law firm Berger and Montague, and Bangor based attorney Samuel W. Lanham Junior have filed class action lawsuits against the company in Portland and Bangor, respectively. The lawsuits were filed on behalf of all customers whose credit or debit card information was stolen as a result of Hannafords negligence towards maintaining its computer datas security system.Up to 4.2 million account numbers were stolen by thieves who cracked computers between December 7, 2007 and March 10, 2008. An estimated 1,800 cards have been used fraudulently. Hannaford explained that credit and debit card information was exposed when shoppers swiped their cards at checkout line machines and the information was transmitted to banks for approval. This form of theft is especially unusual, since information was stolen while it was in transit, as opposed to past scenarios where thieves accessed information from data stored in the databases maintained by merchants or card processors.Just last month, while the hacks occured undetected, Hannafords security system was found to be in compliance with the security standards required by the Payment Card Industry, a coalition founded by credit card companies. Hannaford still doesnt know how the hack occurred. The thefts are currently under investigation by the US Secret Service.
UAE’s ‘Sustainable City’ provides green oasis in the desert FacebookTwitterLinkedInEmailPrint分享Reuters Foundation News:DUBAI, Oct 28 (Thomson Reuters Foundation) – Fenced off by a wall of trees, about 20 km from the high rises towering over Dubai’s city centre, there lies a small solar-powered settlement aiming to become a green oasis in the desert.Renowned for its glitzy skyscrapers, air-conditioning-blasting shopping malls and indoor skiing facilities, the emirate of Dubai has long been the antithesis of sustainability to environmentalists.But the United Arab Emirates (UAE) plans to change that reputation, with a range of projects aimed at having more than 40% of the country’s energy come from renewable sources and cutting consumption by the same margin by 2050.Opened to the first residents in 2016 and to be fully completed next year, the initiative dubbed Sustainable City is a private settlement on the outskirts of Dubai designed to use as little energy and water as possible.Comprising 500 low-lying villas that are home to nearly 3,000 people, as well as commercial spaces and a mosque, the city aims to be a “net-zero” settlement, producing all the energy it needs from renewable sources on site.“The Sustainable City is a living laboratory for testing future technologies and solutions,” said Karim El-Jisr, head of SEE Institute, the research arm of the city’s developer, Diamond Developers.When the project started six years ago, building a zero-energy development “seemed a bit like a dream”, he told the Thomson Reuters Foundation.“Today it is not difficult anymore, tomorrow everybody will have to do it,” he added.More: ‘Living laboratory’: New Dubai city pushes for green revolution in the desert
FacebookTwitterLinkedInEmailPrint分享S&P Global Market Intelligence ($):Romania’s Complexul Energetic Oltenia SA plans to shut all its coal-fired power plants and coal mines by 2025, Balkan Green Energy News reported Jan. 29, citing local media.The country’s second largest power producer intends to build gas-fired and renewable energy units to compensate for the lost capacity.Its 3.24-GW fleet of thermal power plants — Craiova 2, Isalnita, Rovinari and Turceni — will be replaced with 1.4 GW of gas-fired facilities, a series of 300-MW solar parks and small 12-MW hydropower plants.The move is aimed at solving the company’s financial difficulties that have been ongoing for several years, Balkan Green Energy News said, and are also part of a restructuring and decarbonization program that the Romanian government approved in a memorandum at the end of 2019.Romanian Prime Minister Ludovic Orban warned that the EU’s goal to reduce carbon emissions by 55% as part of its Green Deal could lead to the phaseout of 40% of the country’s installed power capacity, according to Balkan Green Energy News.[Maryam Adeeb]More ($): Romanian state utility to shut all coal power plants, mines by 2025 Romanian utility to close all its coal-fired power plants, coal mines by 2025
The bill’s passage comes almost exactly two years to the day that journalists Glenn Greenwald, then with the Guardian, and Laura Poitras, embarked on a cloak-and-dagger journey to China for a meeting with an unidentified source who had privately produced scores of documents to Poitras revealing massive US government surveillance at home and abroad.Since then, dozens of articles have been published from news organizations across the globe using documents disclosed by Snowden, a former NSA contractor.Some of Snowden’s supporters suggested that Tuesday’s vote vindicated him.King, despite his vote, doesn’t see it that way, according to a blistering Tweet he sent out Tuesday: Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York He was vilified, crucified, deemed a traitor by some and a spy by others, and charged under the Espionage Act, forcing him to seek refuge in Vladimir Putin’s Russia—yet many of the same lawmakers who lambasted National Security Agency whistleblower Edward Snowden have voted in favor of curtailing the dragnet surveillance program he helped to expose.Even Snowden’s harshest critics must appreciate the irony.On Tuesday, the US Senate, after often contentious debate over the so-called USA Freedom Act, which sought to amend Section 215 of the Patriot Act that was hastily passed days after the Sept. 11, 2001 attacks, approved the measure 67-32—more than two weeks after it overwhelmingly passed the House, and one day after the program expired—essentially marking the first time in 14 years that Americans’ phone calls weren’t being gobbled up by the NSA.The bill was almost immediately signed into law by President Obama late Tuesday after what he said was a “needless delay and inexcusable lapse in important national security authorities.”Under the new law, the government will no longer be in the business of collecting and storing Americans’ phone call data. That job will be left to the phone companies, but it will take six months for the change to occur. Now, US authorities must get a court order to gain access to such data—phone numbers, phone call length, and in some cases, the caller’s location. The law also forces the secret Foreign Intelligence Surveillance Act (FISA) courts to declassify disputed decisions and creates an advocate that would argue privacy concerns before the court.The bill inspired political theatrics that only Washington could produce. The Senate was forced to remain in Washington over the weekend amid disagreements between national security hawks and privacy proponents. Defying the wishes of majority leader Sen. Mitch McConnell, a fellow Kentucky Republican, Sen. Rand Paul (R-KY), a Republican presidential candidate, single-handily caused the original law to expire at midnight Monday. Unlikely alliances were forged as the bill’s supporters tried to push it across the goal line. House Republicans had told their Senate colleagues that any changes to the bill they’d previously passed would be rejected.Long Island’s entire Congressional delegation voted in favor of the bill, including Rep. Peter King (R-Seaford), a staunch defender of the NSA and one of Snowden’s biggest critics.“It was the strongest NSA legislation that can pass the House,” King said in a statement when the House bill had passed. “Also, as a practical matter, the NSA should still be at least 90-percent as effective under the Freedom Act as it is under current law.”The law’s final approval prompted cheers from groups fighting for privacy.“The passage of the USA Freedom Act is a milestone,” Jameel Jaffer, American Civil Liberties Union deputy legal director, said in a statement. “This is the most important surveillance reform bill since 1978, and its passage is an indication that Americans are no longer willing to give the intelligence agencies a blank check.”Edward Snowden appearing in an NBC News interview. (Photo credit: NBC)Despite the historic vote, Jaffer noted that the fight for privacy isn’t over.“The passage of this bill is an indication that comprehensive reform is possible, but it is not comprehensive reform in itself,” he added. “Over the next weeks and months, lawmakers must tackle the larger project of bringing the government’s surveillance practices back in line with democratic values.”Sen. Ron Wyden (D-Ore) echoed Jaffer’s sentiment. The bill’s passage also comes weeks after the US Court of Appeals for the Second Circuit ruled that bulk collection under the NSA’s metadata program is not authorized by Section 215 of the Patriot Act. The court ruled that the program exceeded the scope of Congress’ authorization.Yet, advocates say, more needs to be done to limit what they deem unwarranted government intrusion into the lives of innocent Americans.“It’s a testament to the significance of the Snowden disclosures and also to the hard work of many principled legislators on both sides of the aisle,” Jaffer said in his statement. “Still, no one should mistake this bill for comprehensive reform. The bill leaves many of the government’s most intrusive and overbroad surveillance powers untouched, and it makes only very modest adjustments to disclosure and transparency requirements.”
One of the participants was eight-year-old, Sophia Papastratis, who helped pick up garbage on the west side of Binghamton. “Like” Jacob Seus on Facebook and “Follow” him on Twitter. “If garbage gets dropped on the earth it’s everybody’s job to clean it up,” said Papastratis. She was able to get over 30 people involved in the Facebook group and on the Saturday they went to work. “It’s never too early, she’s very aware of the importance of keeping earth clean,” said Resciniti. The event was organized by Sophia Resciniti. “It’s about having cleaner neighborhoods, when it’s cleaner, it’s safer,” said Resciniti. “There’s nothing that feels good about driving down a street in your community and seeing it littered,” said Resciniti. The two tell 12 News they were happy to do their part, while enjoying a nice day in their neighborhood. BINGHAMTON (WBNG) – On Saturday, a group of Binghamton residents spent time picking up trash off the streets to help improve their community.
By Stuart Grout from Manchester, UK (GoodYear) [CC BY 2.0 (https://creativecommons.org/licenses/by/2.0) or CC BY 2.0 (https://creativecommons.org/licenses/by/2.0)], via Wikimedia CommonsIndianapolis, In. — Some motorists may have seen an icon in the sky over the weekend. The Goodyear Blimp landed at the Greenfield Airport Sunday and is expected to liftoff from the Indianapolis Airport this morning around 9 a.m., weather permitting. The blimp is en route from Ohio to Kansas as part of the “2018 Summer Tour.”The airship has a crew of about 20 people.In 2011 Goodyear launched three semi-rigid airships built by Luftschiffbau Zeppelin. The new airships are 246 feet long, 52 feet longer than Goodyear’s old model, the GZ-20. The Zeppelin NT model is also slimmer, has a top speed of 70 miles per hour (versus 50 for the blimp), and has a passenger gondola that seats 12 (compared to seven in the blimp). The gondola also contains a restroom.Both craft are outfitted with LED sign technology Goodyear calls “Eaglevision.” This allows the aircraft to display bright, multi-colored, animated words and images. Goodyear also has blimps operating in other parts of the world. These airships are built and operated by Van Wagner of Orlando, Florida
Facebook Twitter Google+ Syracuse’s immediate start to the game looked similar to the one it had on Sunday night. Both times, the Orange won the tip. Both times, the first shot of the game was a 3-pointer from Brittney Sykes on the left wing.Against then-No. 7 Notre Dame on Sunday, Sykes hit the shot and the Orange ended up shooting 46 percent from deep to keep the game close. But SU lost that game largely because the Fighting Irish more than doubled the Orange’s rebound total, 44-20.On Thursday night, Sykes’ 3-pointer missed softly off the rim and bounced up in the air. Briana Day skied up and snagged the offensive rebound. She went back up, got fouled and made both free throws. Midway through the second quarter, she had a double-double.“I didn’t have too well of a rebounding game last game, so I needed to redeem myself,” Day said. “And I feel like I did.”While No. 20 Syracuse (19-9, 10-5 Atlantic Coast) was coming off its first home loss, Wake Forest was coming off arguably its best win of the season, an 89-77 victory at then-No. 15 North Carolina State. In that game, the Demon Deacons (15-13, 6-9) won the rebounding battle by four, and coming into tonight’s game was the second-best rebounding team in the ACC. But it was the Orange who dominated on the glass in an eventual 85-64 victory. Day was in the thick of it, notching her eighth double-double of the season and 31st of her career.AdvertisementThis is placeholder text“I that thought really was what our Achilles’ heel was in the first half, was giving up way too many O-boards to (Day),” Wake Forest head coach Jennifer Hoover said. “It was almost as if we didn’t talk about it coming into the game.”Syracuse head coach Quentin Hillsman said after the game that he didn’t think Thursday night’s efforts came from Day wanting to prove herself again. Whatever the difference was in her game, it was noticeable right from the opening tip.Wake Forest couldn’t do much to slow her down. The Demon Deacons starting center, Milan Quinn, came into the game averaging nearly a double-double with 11.3 points and 9.9 rebounds per game, while seeing 30.9 minutes per game. Thursday, she was limited to just four points and two rebounds in 18 minutes.Hoover said she liked what she got out of the other two centers, Ona Udoh and Tyra Whitehead. Still, the Orange got what it wanted, going into halftime with a 13-rebound advantage.“They have really good post players too,” Hillsman said. “But I thought that Brianna just did her job … offensively, when she was rolling to the basket (or we) were shooting the ball, she really attacked the glass.”Day’s 15 rebounds were the second most she has had in a game all season. Eight came on the offensive end. When Syracuse struggled to shoot the 3-ball early, going 3-of-17 in the first half, she was right there to clean up misses.Her presences inside also forced a change in Wake Forest’s defense in the third quarter. Twice early in the frame she set a screen for Alexis Peterson. Both times, Peterson’s defender couldn’t make it over while Day’s defender chose not to hedge, which led to easy buckets for Day at times on Sunday. Instead, though, Peterson ended up stepping back and knocking down two jumpers, one of them from deep.In the penultimate home game of the season, Day struggled on the boards. In what could have been her last game at the Carrier Dome, she more than made up for it.“I know I’m a great rebounder, I know I just had an off game,” Day said. “That’s what I aim to do every game … I just knew I had to have a good rebounding game.” Comments Published on February 23, 2017 at 10:57 pm Contact Tomer: [email protected] | @tomer_langer