Damage Estimates bring Nova Scotians Closer to More Help

first_imgDamage from recent storms and flooding in southwestern Nova Scotia is estimated at $5.6 million, Premier Darrell Dexter announced today, Jan. 6. Families and businesses in these communities were hard hit by heavy rainfall and severe flooding between Nov. 4 and 10. “Nova Scotians have had their lives and livelihoods put on hold because of the damage from this extreme weather,” said Premier Dexter. “They need help now to get their lives back to normal. Knowing the estimated cost of repairs brings the province another step closer to being able to offer that help.” The initial damage estimate includes costs to repair damages to provincial and municipal infrastructure, including bridges and roads, as well as estimated uninsurable damages to private property. “We will be asking Ottawa for federal aid,” said Premier Dexter. “And we will have more information on available help for Nova Scotians with uninsurable property damage from this storm very soon.” From Nov. 4-10, about 200 millimetres of rain fell in some areas of Nova Scotia, causing severe flooding and damage to homes and infrastructure. Since August, Nova Scotia has experienced six weather events that caused widespread damage in areas across the province. Costs for damages from the August flash flooding in Meat Cove and the November overland flooding in parts of south western Nova Scotia are estimated to exceed $13-million. Damage assessments for the four December storms are expected to list millions more in damages. During a major weather event and in the days following, the province, municipalities, service providers and not-for-profit organizations work together to ensure people are safe and have the care and essential services they need. Repairing damaged infrastructure, restoring services and returning displaced residents to their homes as quickly as possible is the focus. Once critical needs are met, attention shifts to helping communities recover. An important part of recovery is determining the full extent of the damages and what repairs will cost.last_img read more

RCMP Officer Cleared and Report on Antigonish RCMP Officer Charged

first_imgThe province’s Serious Incident Response Team (SIRT) has concluded that no charges should be laid against an RCMP officer who pursued a speeding motorcycle driver in Halifax Regional Municipality last summer. At 11:30 p.m. on July 9, a Musquodoboit Harbour RCMP officer on his way to respond to a call noticed a 24-year-old motorcyclist in front of him. When the motorcyclist saw the police officer, he began to speed away, and the RCMP officer pursued him along Highway 7. The driver crashed while trying to turn onto the East Chezzetcook Road. He broke his collarbone and spent several days in hospital. RCMP contacted SIRT the next day to investigate. SIRT has concluded that the RCMP officer acted appropriately. Although his speed at times was relatively high, the road was clear and driving conditions were good. The full report is available at http://sirt.novascotia.ca. SIRT has also released its report into allegations of domestic violence against an RCMP member in Antigonish. Two assault charges were laid against Const. Luc Louis MacInnis in October. He will appear for trial in Antigonish provincial court on March 28. This report is available on the SIRT website. SIRT is responsible for investigating all serious incidents involving police in Nova Scotia. Investigations are under the direction and control of independent civilian director Ron MacDonald. The team can independently launch an investigation, or begin one after a referral from a chief of police, the head of the RCMP in Nova Scotia or the Minister of Justice. It can also investigate after a complaint from the public. A public report summarizing the results of the investigation must be filed within three months after it is finished.last_img read more

Tax Relief for Low and Middleincome Nova Scotians

first_imgMore than 500,000 low- and middle-income Nova Scotians are receiving tax relief because of tax changes that came into effect Jan. 1. Those changes mean about 63,000 more Nova Scotians will not pay any provincial income tax in 2018. The savings amount to as much as $264 per year. “This is more money staying in the pockets of low- and middle-income Nova Scotians,” said Premier Stephen McNeil. “Nova Scotians who need it the most are getting more support because of our province’s strong finances.” The relief comes through an increase in the tax-free basic personal amount. Low-income earners see the most benefit, with the amount increasing 35 per cent to $11,481 from $8,481 for 2018. The increase declines as income rises, until it is phased out for people with a taxable income of at least $75,000. “Getting our province’s finances in order means we can provide tax relief while also investing in more services and programs,” said Finance and Treasury Board Minister Karen Casey. “This is one of the largest tax breaks in our province’s recent history.” Nova Scotians will save $85 million annually because of this measure.last_img read more

Croatias purchase of Israeli jets stalled over US approval

first_imgZGREB, Croatia — Croatia says a deal to buy 12 used F-16 jets from Israel worth $500 million could be in jeopardy if the US does not approve of the sale.The tentative deal to buy the upgraded F-16 Barak fighter jets from Israel was made earlier this year pending a U.S. approval allowing Israel to sell the American-made jets to a third party.Israel has upgraded the jets with sophisticated electronic systems — crucial in Croatia’s decision to buy the planes from Israel rather than from the U.S.The U.S. is now hinting that the upgrades should be removed.Croatia Prime Minister Andrej Plenkovic says “we will either buy the planes that were originally offered (by Israel) or the tender will be declared null and void, there is no dilemma about it.”The Associated Presslast_img

UNbacked talks in DR Congo making slow progress envoy tells Security Council

Tensions between the Democratic Republic of the Congo (DRC) and Rwanda are beginning to thaw as on-going peace talks, aimed at ending fighting in the east of the DRC between the Government and the main rebel militia in the region, are making slow progress, the United Nations envoy facilitating negotiations told the Security Council today. The UN-backed talks between the Government of the DRC and the mainly Tutsi group known as the National Congress in Defense of the People (CNDP) began in Nairobi last month in a bid to end the bloody conflict, which has uprooted an estimated 250,000 people since late August on top of the 800,000 who were already displaced in the region, mainly in North Kivu.“Much remains to be done, but by comparison with where the eastern DRC and the region found themselves on 7 November 2008, I am happy to report some progress,” Secretary-General Ban Ki-moon’s Special Envoy to the Great Lakes Region, Olusegun Obasanjo, told the Security Council. In his briefing to the 15-member Council, the Special Envoy reported that cooperation between DRC and Rwanda, whose troops were accused of fighting alongside rebels in the Kivu provinces, had improved, noting that “in November, relations between Kinshasa and Kigali had sharply deteriorated.”He said that DRC and Rwanda have agreed on a military plan to put pressure on the Democratic Forces for the Liberation of Rwanda (FDLR), an armed militia involved in clashes in North Kivu where the national army (FARDC), the CNDP, and other rebel groups such as the Mai Mai have fought in various permutations and shifting alliances.Mr. Obasanjo also pointed to direct talks between the DRC and the CNDP as another advance in the move towards a cessation of hostilities, especially after the rebel group had accused the FARDC in November of incursions into areas it had vacated and asked the UN peacekeeping mission in the DRC (MONUC) to occupy.“The atmosphere between the two delegations has tended to ease, with some confidence beginning to be built and the parties increasingly working together directly,” said Mr. Obasanjo, adding that although Goma – the capital of North Kivu – faces a dire humanitarian crisis, the threat from a military takeover by the CNDP has receded. The two sides also settled on a document establishing the ground rules for substantive discussions, slated to start later this month, and stating the desired outcome of the dialogue should incorporate the January 2008 Goma agreement, which included a commitment by rebels to withdraw their troops and to either disarm or join the brassage process, whereby ex-combatants from armed groups are retrained to form part of FARDC.The Envoy stressed that, “This is critical, as it reaffirms the parties’ commitment to the principles of the Goma process, but [also] calls for new implementing mechanisms, as well as for a comprehensive agreement addressing the root causes of the conflict.”“The momentum for peace generated so far, cannot, must not and will not be allowed to die,” said Mr. Obasanjo.Meanwhile in Nairobi the third session of the peace talks was adjourned until 25 January by the Co-Mediator and African Union Special Envoy, Benjamin Mkapa.In his closing remarks to the two delegations, Mr. Mkapa said that “when we gathered on 7 January this year, to commence proceedings on the Third Session, we were acutely aware of the challenges and obstacles that lay ahead.”“I am very pleased to note that we have made remarkable progress by adopting the ground rules that will guide the noble task of substantive dialogue to resolve the crisis,” he added. 15 January 2009Tensions between the Democratic Republic of the Congo (DRC) and Rwanda are beginning to thaw as on-going peace talks, aimed at ending fighting in the east of the DRC between the Government and the main rebel militia in the region, are making slow progress, the United Nations envoy facilitating negotiations told the Security Council today. read more

Jeopardy winner disappointed that Canadians cant play

Two-time Jeopardy! champion and Brock University Professor Eric Dolansky is disappointed by news that Canadians can no longer compete on the popular trivia game show.In 2006, the Goodman School of Business professor, then a PhD student, appeared on three episodes of the long-running U.S. show. He won two, taking home a total of $48,000.The recent decision by the venerable game show to no longer allow Canadians to participate as contestants is of interest to the professor of behavioural economics.“It’s disappointing, it was one of the only shows based in the U.S. that Canadians could be on,” Dolansky says. “I watched the show since it started with Alex Trebek and it was always something exciting that you could go on.”In an email to a wanna-be Canadian contestant planning to take the Jeopardy! test, the show said Canadians can’t register because of recent changes to international laws regulating the exchange of information on the Internet.“We’ve been trying to find ways to comply, but for this year’s test at least, it’s still a conflict,” the email states.“We’re disappointed as well, and just want to reassure you that we’re working on it.”Dolansky said he enjoyed his experience on the show.“I’m glad I had the opportunity to go on when I did,” he says.The show’s host, Alex Trebek, is a Canadian. read more

Community invited to Brock Bazaar for student day of service

A group of highly engaged Brock University students are strengthening relationships with local community partners by hosting the first-ever Brock Bazaar during this year’s Brock Cares Day of Service.The Brock Leaders Citizenship Society (BLCS), one of two honour societies at Brock, is inviting community members and organizations to rummage through their home items and sell them on campus as part of the annual day of service on Sept. 10.“We always have students out in the community, but this time we want to give people and organizations the opportunity to be on campus with our students and see the great things Brock does for Niagara,” said BLCS member and project lead Megan Brown.Tables at the Bazaar are available for $15, with all proceeds funding Alternative Reading Week bursaries for Brock students. Community members will keep what they make from selling their items. Activities for kids and families, a BBQ and cotton candy, as well as crafts and face painting will also be taking place throughout the day.The Bazaar is one of several events taking place on Brock Cares Day of Service, with hundreds of students heading out to 22 different community organizations in Grimsby, St. Catharines, Thorold, Welland, Port Colborne and Niagara Falls to participate in Brock’s largest service day.Organized by Student Life and Community Experience and the Brock University Students’ Union, Brock Cares “provides students the opportunity to get involved and make a difference in Niagara,” said community outreach and volunteer co-ordinator Sarah Salt.“We hope this event will allow students to foster connections within the local community.”Brock Cares Day of Service saw 128 students volunteer within 14 organizations in 2014, completing more than 800 service hours. Due to inclement weather, the event was cancelled in 2015.To participate in Brock Cares, visit experiencebu.brocku.ca. To purchase a table for the Brock Bazaar, visit brockbazaar.eventbrite.com read more

Whos the Hottest Goalie in the Playoffs

The Chicago Blackhawks are up 1-0 in the Western Conference finals going into Game 2 against the Los Angeles Kings Wednesday night, thanks in part to the outstanding performance of their goaltender, Corey Crawford.The notion that the NHL playoffs are about which goalie catches fire at the right time has been repeated to the point of cliché. But that doesn’t make it untrue. As I wrote at the beginning of this year’s playoffs, save percentage is more important than shots per game, shooting percentage or shots allowed. Strong play in net may be highly unpredictable in the sense that we don’t really know which goalie is going to rattle off a dominant run, but it’s also hugely important for a team seeking to hoist the Stanley Cup.We can measure how “hot” an NHL goalie has been in the playoffs by comparing his postseason performance (measured by save percentage) to what we would have expected from his previous statistics and the strength of the teams he’s faced. To approximate a goalie’s current talent level, I modified baseball’s Marcel projection system to predict hockey goaltending save percentages. I used a weighted average of the goalie’s previous three regular seasons, with a little regression to the mean incorporated as well. Then, using Hockey-Reference.com data on playoff games going back to 1988, I plugged the goalie’s talent level and the regular-season shooting percentages of the teams he faced during the playoffs into a formula attempting to predict how well he would play in a given playoff game.The difference between this expected performance and the goalie’s actual performance is “hotness” quantified, and we can even convert that number into a goals saved above replacement (GAR) figure using the league average save percentage within a given postseason.This year, a couple of goaltenders have emerged as the clear-cut top candidates for the title of “hottest of the playoffs.”The Blackhawks’ Crawford has delivered about 8.6 more GAR than expected. He’s posted a .933 save percentage; we would have predicted a mark of .912. His save percentage was only a little bit better than average during the regular season, and while his current foes, the Los Angeles Kings, shot poorly during the regular season, Chicago’s prior playoff adversaries, the Minnesota Wild and the St. Louis Blues, were both above-average shooting teams.Also vying for the title is the New York Rangers’ Henrik Lundqvist, who has produced 8.4 more GAR than expected during these playoffs. Lundqvist’s previous record suggested he’d be very good in the postseason, but he’s gone up against a tough slate of accurately shooting teams. The Montreal Canadiens and Philadelphia Flyers both shot the puck well in the regular season, and the Pittsburgh Penguins were the fifth-best shooting team in the NHL. Against all of them, Lundqvist has a .934 save percentage, compared to an expected .915.The goaltenders for the other two of hockey’s final four teams haven’t been quite as hot. Carey Price of the Montreal Canadiens has contributed only 2.3 more GAR than expected, putting up a .919 save percentage against an expectation of .913. And he’s out for the remainder of Montreal’s series against the Rangers with an injury. Price’s backups, Dustin Tokarski and Peter Budaj, have collectively put up 5.1 fewer GAR than expected, thanks to a combined save percentage (.836) about 84 percentage points lower than we would have predicted. In the Western Conference, Kings goalie Jonathan Quick has essentially played right to expectation with a .912 save percentage. That’s been good enough for the Kings to get the job done (if barely), but it won’t win him any hot goaltending awards.It bears repeating, though, that all of this is retrospective. Crawford and Lundqvist have been outstanding so far, but there’s a fickle corollary to the hot goalie theory: Today’s hot goalie isn’t guaranteed to be a success tomorrow. read more

Bus driver who left grandmother with half a head let off with

first_imgBefore the accident Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily  Front Page newsletter and new  audio briefings. The driver received only a £175 fine and a six-month driving ban from Birmingham Magistrates’ Court.Even though causing death by dangerous driving carries a maximum penalty of 14 years, there is no law that covers the offence of causing serious injury by careless driving.Her husband, who is a retired engineer, said: “It’s appalling. It’s no punishment at all.”He has ruined our lives and he gets to walk free. If he had killed her, he would have had a more severe punishment, but then I would have lost my wife. It’s a lose-lose situation.”My son said if he were to collect three speeding tickets he would be more severely punished than the driver. Mrs Davies before the accidentCredit:Caterscenter_img A bus driver who left a grandmother with half a head has been let off with a £175 fine.Deborah Davies, 56, was left with brain injuries and damage to her skull after being sent flying into a gutter by an out-of-control bus.Despite being in a critical condition, she survived, but the life-saving surgery for a bleed on her brain left her without half of her skull, before it was replaced with a metal plate.Her husband Steve Davies, 58, has slammed the low fine and claims the bus driver “ruined their lives”.Driver Surjeet Singh Pal, 57, mounted the pavement with his bus in May last year, which caused the injuries to Mrs Davies.He admitted careless driving and must reapply for his licence and DVLA after it was found he drove on to the pavement when approaching a bend. “Deborah went from being a vibrant and vivacious young grandmother to being solely dependent on me and our family.”She is now merely existing. She has such a poor quality of life compared with the one she planned for and we built together.”She is living a life sentence while the driver who did this to her can put everything behind him and continue living his life.”I am disgusted and dismayed there is not provision in law to adequately reflect the catastrophic, irrevocable damage this incident has done, both to Deborah physically as well as our lives as a family.”Following the incident on May 20 last year, Mrs Davies was placed into an induced coma for a week.She sustained severe brain damage which led to a clot on the brain.She required life-saving surgery and extensive rehabilitation. She also suffered a broken neck, fractured cheek, broken ribs and a punctured lung in the collision.last_img read more

Breakdancing poised to shake up the Olympics in 2024 with Team GB

Paris organisers will now put forward breaking alongside climbing, skateboarding and surfing – which are already confirmed for Tokyo 2020 – for final approval by the International Olympic Committee (IOC) in December 2020.The surprise announcement meant other sports vying to be included, such as squash and karate, faced being crowded out – a development described as “heartbreaking” by the head of English Squash.However, Mr Gopie, who has been involved in the breaking scene since the early 1980s, defended its legitimacy. Roxy is one of the world’s leading BGirlsCredit:UK BBoy Championships Roxanne Milliner, a 29-year-old from Streatham, south London who is one of the world’s leading BGirls under the name Roxy, said: “Breaking in the Olympics is an amazing opportunity in so many ways, but it’s worrying that it could turn it into a sport without the artistry, attracting the wrong kind of attention and commercialising it.“Part of the concern of some people is that breaking classes will end up being expensive – ballet started in the streets but now many of the people good at ballet went to private schools that cost a lot of money.”She added that a female category in the Olympics may help tackle the “misogyny” that has previously plagued the breaking scene, by encouraging young women to become involved.The four extra sports confirmed come on top of the 28 already due to take place at Paris 2024, with the number of participating athletes capped at 10,500. The British Olympic Association said: “We look forward to welcoming all new sports into the Olympic Games and will work with the relevant bodies to develop our relationships at the appropriate time.” Kev the Renegade, left, served as one of the head judges during the breaking contest in last year’s youth Olympics They include Terra, a 12-year-old BGirl from Wolverhampton whose abilities have made her a viral sensation online. In 2024, the Olympics is set to be turned on its head.Breaking – or breakdancing, as it is commonly known – has come one step closer to featuring in the Paris 2024 games after getting the nod from the hosts.It is the first time the energetic form of street dance has been considered for inclusion as a sport and follows efforts to broaden the showcase’s appeal to younger generations.Typically set to hip-hop, funk or breakbeat music, competitive breaking pits practitioners – known as BBoys or BGirls – against one another in a head-to-head tournament format.The sport was one of the success stories of the 2018 Summer Youth Olympics in Buenos Aires, where it drew huge crowds and implemented a pioneering new scoring system.Judges, including Britain’s Kevin Gopie, used iPads to assess each 40-60 second performance on a sliding scale in three categories – physical, artistic and creative attributes.Team GB did not compete in last year’s event, but the country is home to several world-class talents who could help lead the way to Olympic glory. The 49-year-old, known as Kev the Renegade, told The Telegraph: “People try and disrespect and say ‘we might as well have tiddlywinks’, but I would put the fitness and athleticism of a B-Boy or B-Girl against any of these sports any day.“It is as much a sport as anything else, it’s athletic, it has rules, it has judges. I don’t think sport is limited to running and jumping.“We have incredible people here, we just need facilities. We have got a new generation coming – we could be contenders.”And with an experimental new judging system based on creativity as much as skill, he hopes one thing is clear: “We are not gymnastics.” Roxy is one of the world's leading BGirls Announcing its decision, Paris 2024 described breaking as an “urban, universal and popular sport with more than a million BBoys and BGirls in France”.There are fears, however, its potential emergence as a mainstream discipline may ultimately shut out the urban communities in which it has flourished. Kev the Renegade, left, served as one of the head judges during the breaking contest in last year's youth Olympics Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily  Front Page newsletter and new  audio briefings. read more

Study Consumers Willing to Pay 4500 for Fully Autonomous Cars

first_imgGood news, self-driving car makers: A new study suggests some consumers are willing to pay upwards of $10,000 for full autonomy.But don’t get your hopes up, Elon Musk.Researchers last year conducted an online survey, asking a cross-section of the US population about three levels of automation: none, partial (“automated crash avoidance”), and full (“Google car”).Unsurprisingly, results vary based on education level, vehicle ownership, and general understanding of the relatively new technology. While some respondents are reluctant to spend more money for a few extra minutes of sleep on the daily commute, others are eager to purchase a high-priced package once commercially available.“Consumer acceptance is critical to forecast adoption rates, especially if one considers that there may be strong barriers to entry (potential high costs, concerns that technology may fail),” according to the study, published this month in the journal Transportation Research Part C: Emerging Technologies.I, for one, remain skeptical of the budding trend—currently in testing around the world and soon even coming to Geek’s home in New York. But there are apparently a whole lot of drivers willing to pay, on average, anywhere between $1,200 and $6,600 for partial and full automation, respectively.“Our estimates of [willingness to pay] for privately owned autonomous vehicles takes a first step to understanding the demand for this technology,” the study said.As researchers pointed out, the public’s willingness to pay for partial automation comes close to the current price for Tesla’s Autopilot system, available to download for $3,500.The only fully autonomous package, meanwhile, is the Cruise RP-1 add-on, capable of controlling the steering, throttle, and braking on certain highways—for $10,000.Those folks excited by the concept of self-driving cars won’t have to wait much longer: Chinese Web giant Baidu hopes to introduce fully autonomous driving on highways and open city roads by 2020. Even better, Tesla head Musk recently suggested we’re only two years away from complete autonomous vehicles.last_img read more

Mourinho confident of new De Gea deal

first_imgJose Mourinho believes Manchester United will finalize talks with goalkeeper David de Gea and agree on a new deal.On Thursday, Manchester United triggered a one-year extension in De Gea’s contract as his old deal was due to expire in the summer.Currently, talks are ongoing for a new long-term contract and Mourinho is positive that the 28-year-old will sign a new deal soon to stay at United beyond 2020.“He wants to stay, and of course I want him to stay. He is the level of player Manchester United needs,” Mourinho told Sky Sports.“Manchester United needs the best players in the world. If we want to be Manchester United, we need the best players in the world.harry maguire, manchester UnitedMaguire says United need to build on today’s win George Patchias – September 14, 2019 Harry Maguire wants his United teammates to build on the victory over Leicester City.During the summer, Harry Maguire was referred to as the ultimate…“We have the best goalkeeper in the world. Obviously, the manager wants him to stay and the board wants him to stay.“David wants to stay and his agent [Jorge Mendes, who also represents Mourinho] wants him to do what the player wants – he is not the kind of agent that is manipulative, like others and tries to influence the player.“His agent will let him think and decide by himself, so I think the point is just to agree on the contract that the club wants to give and the player wants to accept.“That is just my feeling, but I think they (the talks) are going to finish well.”last_img read more

Only one third of working Indians save up for retirement Report

first_img[Representational image]Creative CommonsOnly a third in India are regularly saving for their retirement while just 33 percent of working-age respondents globally are putting anything aside for their later life, according to a report.The lack of saving is likely linked to low knowledge of how much money is needed in retirement, as well as many prioritising their immediate financial situation over planning for their older years, according to HSBC’s the ‘Future of Retirement: Bridging the Gap’ report.”For many, retirement is thankfully no longer a short period tacked on to the end of our life. It can be a long and very fulfilling part of a person’s life. But with that, our needs at 65 can be very different from our needs at 75 or 85, with very different financial implications,” HSBC India head of retail banking and wealth management Ramakrishnan S said.The research for this report was carried out online by Ipsos on behalf of HSBC among 16,000 adults in 16 markets, including Australia, Argentina, Canada, China, Malaysia, Mexico, Singapore, Taiwan, France, Hong Kong, India, Indonesia, Turkey, UAE, UK and USA.It revealed that only 19 percent of working-age people are saving for future nursing or care home fees. This is despite half (51 percent) respondents claiming to be concerned about affording residential care when in retirement, it added.Meanwhile, the report found that over half of working-age people (56 per cent) are living on a day-to-day basis financially, while a further 53 percent only save for short-term goals. Almost half (45 per cent) also admit they prefer spending on enjoying today rather than saving for tomorrow, it added.The lack of saving may also be linked to many people not considering their older years as ‘retirement’ at all, with over two-thirds of working-age people (69 per cent) expecting to continue working to some extent and more than half (54 per cent) hoping to start a business or new venture, it said.When it comes to knowing the amount of money they will need in retirement, almost two-thirds (65 per cent) of working-age respondents said they were aware of the cost of typical residential home fees.The report also revealed that this is leading a generally positive view of retirement across the globe. Most working-age people are looking forward to greater freedom away from the nine-to-five (76 per cent), taking up new hobbies and interests (72 per cent) and getting fit (68 per cent), it added.last_img read more

Best Gifts for Gamers

first_img How to Upgrade the RAM (Memory) on a Laptop «« Previous Tip How to Upgrade Your Laptop’s Hard Drive to an SSD Logitech G502 Proteus Spectrum How to Upgrade Your ThinkPad T460s’ SSD From $99.99 From $149.00 How to Install an M.2 SSD in the Lenovo ThinkPad T440s Dell G7 15 How to Upgrade Your ThinkPad T460s’ SSD Amazon How to Tell If You Can Upgrade Your Laptop How to Upgrade the RAM on the Lenovo ThinkPad T440s Amazon How to Upgrade the SSD in Your MacBook Pro HyperX Cloud Alpha How to Upgrade Your ThinkPad T460s’ RAM What better gift is there than the gift of choice? With a Steam gift card, the PC gamer on your list can get anything they want from Valve’s vast library of computer titles, from recent hits like Call of Duty: Black Ops 4 and The Witcher 3 to old-school PC classics like Doom and such beloved indies as Hollow Knight and Stardew Valley.Credit: Steam Every serious gamer needs a great headset, and the HyperX Cloud Alpha is as good as it gets in the sub-$100 price range. This sturdy and attractive headset offers rich, immersive audio within a premium aluminum design that supports a pair of supremely cozy memory foam earcups. Credit: HyperX From $59.99 How to Upgrade Your ThinkPad 13’s SSD If the gamer in your life takes their Call of Duty or Fortnite sessions seriously, the Xbox One Elite Wireless Controller is well worth the investment. This premium pad sports a weighty, soft-touch coated design, complete with a variety of swappable analog sticks and d-pads that allow you to customize the controller to your playstyle. Factor in rear-facing paddles for additional controls and hair-trigger locks for faster gunshots, and the Xbox Elite controller is the ultimate competitive edge.Credit: Xbox How to Upgrade Your ThinkPad T460s’ RAM 8bitdo SN30 Wireless Controller deals?488 Amazon customer reviews☆☆☆☆☆US$36.49US$18.99ViewUS$24.95ViewUS$24.99ViewUS$24.99ViewShow More DealsWe check over 130 million products every day for the best pricespowered by How to Tell If You Can Upgrade Your Laptop From $59.99 From $1749.99 How to Upgrade Your Alienware 17’s SSD and Hard Drive Steam Gift Card From $79.99 From $20.00 Amazon How to Install an M.2 SSD in the Lenovo ThinkPad T440s How to Upgrade Your Alienware 17’s RAM Logitech G933 Artemis Spectrum Review » Dell G7 15 deals?3 Amazon customer reviews☆☆☆☆☆US$24.60ViewUS$1,049.49ViewUS$1,049.99ViewUS$1,849.99ViewShow More DealsWe check over 130 million products every day for the best pricespowered by From $57.45 Michael Andronico, Managing Editor on How to Upgrade Your Alienware 17’s SSD and Hard Drive MSI GS65 Stealth Thin deals?US$1,180.59ViewUS$1,399.66ViewUS$1,599ViewUS$1,999US$1,886.78ViewShow More DealsWe check over 130 million products every day for the best pricespowered by How to Upgrade Your ThinkPad 13’s RAM How to Upgrade Your Laptop’s Hard Drive to an SSD Dell How to Upgrade Your ThinkPad T460s’ RAM Carry your new gaming laptop and accessories around in style. No matter what brand your notebook and peripherals are, they’ll fit comfortably into Alienware’s Vindicator series of bags. We love this messenger bag for its variety of pockets, including six zippered compartments for your cables and thumb drives and a padded area dedicated for a notebook up to 15 inches.Credit: Mobile Edge Amazon How to Upgrade Your Dell XPS 13’s SSD From $59.99 From $1179.99 How to Install an mSATA SSD Boot Drive Forza Horizon 4 Logitech C922 Pro Stream Webcam Review » If you’re a streamer who doesn’t have the money or the space for a green screen, the Logitech C922 Pro Stream Webcam is the next best thing. It takes all of the best features of the Logitech C920 — a normal webcam with great picture and sound quality — and adds the Personify ChromaCam software to let you float above the action or sit in front of custom backgrounds. It can be a bit finicky to start, but once you get it working, it looks amazing.Credit: Logitech The Logitech G502 Proteus Spectrum is our favorite gaming mouse for good reason. This $57 mouse is comfortable for both palm and claw-grippers and has granular weight control. Throw in large, smartly-placed buttons and a refined scroll wheel and you have a great mouse for any game genre. MSI GS65 Stealth Thin Next Guides »» Call of Duty: Black Ops 4 How to Install an M.2 SSD in the Lenovo ThinkPad T440s How to Upgrade the SSD in Your MacBook Pro Michael Andronico, Managing Editor How to Upgrade Your ThinkPad T460s’ SSD Gift Ideas for Everyone on Your Shopping ListThe Best Gifts for Business TravelersThe Best Gifts for Mac Owners and Apple FansThe Best Gifts for Kids How to Upgrade the RAM on the Lenovo ThinkPad T440s The latest Call of Duty game mixes up the series’ tried-and-true formula to great success. An all-multiplayer experience, Black Ops 4 offers classic competitive Call of Duty multiplayer with unique character powers, the beloved Zombies mode, and a brand-new Battle Royale experience dubbed Blackout. Whether the gamer on your list is seeking some great co-op zombie action or wants to fight to be the last player standing, they’ll find something to love in this game. 8BitDo SN30 How to Upgrade the SSD in Your MacBook Pro How to Upgrade the RAM on the Lenovo ThinkPad T440s Laptop Upgrade Guide How to Install an mSATA SSD Boot Drive How to Upgrade Your ThinkPad 13’s SSD HyperX Cloud Alpha deals?1 Amazon customer review☆☆☆☆☆US$92.99ViewUS$99.99ViewUS$99.99ViewUS$99.99ViewShow More DealsWe check over 130 million products every day for the best pricespowered by Microsoft Xbox Elite Wireless Controller deals?117 Amazon customer reviews☆☆☆☆☆US$149.99ViewUS$149.99ViewUS$199.99US$158.95ViewUS$179.99ViewShow More DealsWe check over 130 million products every day for the best pricespowered by The Dell G7 15 proves that you can get the gamer in your life a great gaming notebook without busting your bank account. Packing up to an Intel Core i7 processor and Nvidia GTX 1060 graphics, this affordable powerhouse can handle hot games like Assassin’s Creed Odyssey and Shadow of the Tomb Raider at respectable settings. And thanks to the G7’s refreshingly slick white, blue and black color scheme, the gamer on your list will play in style no matter where they are.Credit: Laptop How to Install an mSATA SSD Boot Drive How to Install an mSATA SSD Boot Drive How to Tell If You Can Upgrade Your Laptop More Tips How to Upgrade the RAM (Memory) on a Laptop Amazon How to Upgrade the RAM (Memory) on a Laptop How to Upgrade Your Alienware 17’s RAM Next Tip »» How to Upgrade Your ThinkPad 13’s RAM How to Tell If You Can Upgrade Your Laptop If you’re willing to splurge for the gamer on your life on a laptop that looks as good as it performs, the MSI GS65 Stealth Thin can’t be beat. This notebook crams an 8th Gen Intel Core i7 processor and Nvidia GTX 1070 Max-Q graphics into a super-slim, droolworthy chassis, allowing you to crank up the latest PC games and even some VR titles — and look good doing so.Credit: Laptop Mag Amazon How to Upgrade Your Dell XPS 13’s SSD Dell Amazon How to Upgrade Your Alienware 17’s SSD and Hard Drive How to Upgrade Your Dell XPS 13’s SSD Laptop Upgrade Guide Xbox One Elite Wireless Controller How to Upgrade Your Laptop’s Hard Drive to an SSD Author Bio How to Upgrade Your Alienware 17’s RAM Logitech G502 Proteus Spectrum deals?3 Amazon customer reviews☆☆☆☆☆US$45ViewUS$45.98ViewUS$52ViewUS$79.99ViewShow More DealsWe check over 130 million products every day for the best pricespowered by How to Upgrade Your Laptop’s Hard Drive to an SSD Logitech C922 deals?29 Amazon customer reviews☆☆☆☆☆US$99.99US$74.67ViewUS$83.89ViewUS$99.99ViewUS$99.99ViewShow More DealsWe check over 130 million products every day for the best pricespowered by How to Upgrade Your ThinkPad 13’s RAM Bestbuy How to Upgrade Your ThinkPad 13’s SSD Logitech C922 Pro Stream Webcam From $29.00 Forza Horizon 4 deals?197 Amazon customer reviews☆☆☆☆☆US$34.39ViewUS$59.99US$47ViewUS$59.99US$49.94ViewUS$49.99ViewShow More DealsWe check over 130 million products every day for the best pricespowered by Alienware Vindicator Messenger Bag If the PC gamer on your list loves retro games, the 8BitDo SN30 is absolutely essential. This affordable throwback controller replicates the timeless feel of the classic Super Nintendo pad, while offering a variety of slick color schemes that pay homage to the Game Boy Classic. Whether you’re fighting your way through Cuphead or throwing it back with Sonic Mania or the Mega Man X Legacy Collection, the SN30 is the ultimate companion for platformers and retro games.Credit: Laptop Mag ✖ by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeKelley Blue Book5 Mid-engine Corvettes That Weren’tKelley Blue BookUndoGrepolis – Free Online GameGamers Around the World Have Been Waiting for this GameGrepolis – Free Online GameUndoTODAYPolice Identify Girl Licking Ice Cream Tub In Viral VideoTODAYUndoForbes.com100 Powerful Women Americans Can Look Up toForbes.comUndoMy Food and FamilyHealthy, Homemade Drunken Thai Noodles In Just 20 MinutesMy Food and FamilyUndoVerizon WirelessThis new phone will blow your mind.Verizon WirelessUndo Forza Horizon 4 isn’t just one of the best racing games on PC — it’s one of the most fun open-world experiences out there, period. Playground Games’ latest arcade driving game sets you loose in beautiful Britain, where you can race and tackle a wealth of fun activities as the seasons dynamically shift in real-time, offering new environmental challenges at every turn. With hundreds of cars to unlock and tons of customization and multiplayer options, this is the ultimate game for the driving fanatic on your list.Credit: Microsoft Amazon A devout gamer and tech enthusiast, Mike Andronico joined the Laptop team in July 2013. With a B.A. in Journalism from Purchase College and experience at GameNGuide, Examiner and 2D-X, Mike tackles everything from iPhone rumors to in-depth hardware reviews. Stumped on what to get your gamer guy or gal this year? We’ve compiled a list of some of the best gear, including our favorite laptops, a mouse, controller and even a bag to carry it all in. Whether you’re looking for a controller for Christmas, a monitor for Hanukkah, a keyboard for Kwanzaa or just a great gift for any time of the year, you can’t go wrong with this hand-picked list to satisfy that gaming itch.last_img read more

Total Mortgage Services Approved as Ginnie Mae IssuerServicer

first_img June 5, 2013 456 Views “”Total Mortgage Services, LLC””:http://www.totalmortgage.com/, a leading mortgage lender headquartered in Connecticut, announced it has been approved as a Ginnie Mae issuer for the GNMA I and II single-family mortgage-backed securities (MBS) program.[IMAGE][COLUMN_BREAK]The approval allows Total Mortgage to pool and securitize government-backed mortgages and to retain Ginnie Mae mortgage servicing rights. Total Mortgage will also be able to expand its Ginnie Mae product offerings to better serve borrowers. To maintain its Ginnie Mae Issuer status, the company must submit annual and quarterly financial reports to demonstrate its continued financial stability and meet several other requirements.””Total Mortgage is proud to have completed this rigorous approval process and now be included on the exclusive list of Ginnie Mae issuers,”” said Total Mortgage president John Walsh. “”This approval not only confirms the strength of our business and responsible lending model, but is another proof point of Total Mortgage’s best-in-class operational infrastructure.””In order to become a qualified issuer, the company had to undergo a rigorous screening process to determine its sustainability. In addition, Total Mortgage needed a quality control plan in place for underwriting, originating, and servicing mortgage loans as well as for secondary marketing. Total Mortgage Services Approved as Ginnie Mae Issuer/Servicer Agents & Brokers Attorneys & Title Companies Company News Ginnie Mae Investors Lenders & Servicers Processing Service Providers 2013-06-05 Tory Barringercenter_img Share in Data, Government, Origination, Secondary Market, Servicinglast_img read more

by The Associated Press Posted Dec 12 2017 9

first_img by The Associated Press Posted Dec 12, 2017 9:54 am PDT Last Updated Dec 12, 2017 at 10:20 am PDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email The top 10 audiobooks on Audible.com Audible.com bestsellers for week ending December 8:Fiction1. Artemis by Andy Weir, narrated by Rosario Dawson (Audible Studios)2. Year One: Chronicles of The One, Book 1 by Nora Roberts, narrated by Julia Whelan (Brilliance Audio)3. Jacob T. Marley by R. William Bennett, narrated by Simon Vance (Shadow Mountain)4. The Force by Don Winslow, narrated by Dion Graham (Blackstone Audio, Inc.)5. Persepolis Rising by James S. A. Corey, narrated by Jefferson Mays (Recorded Books)6. Legends of Ahn: King’s Dark Tidings, Book 3 by Kel Kade, narrated by Nick Podehl (Podium Publishing)7. Origin by Dan Brown, narrated by Paul Michael (Random House Audio)8. The Disappearance of Winter’s Daughter by Michael J. Sullivan, narrated by the author and Tim Gerard Reynolds (Audible Studios)9. The Hate U Give by Angie Thomas, narrated by Bahni Turpin (Harper Audio)10. Oathbringer by Brandon Sanderson, narrated by Kate Reading and Michael Kramer (Macmillan Audio)Nonfiction1. Peak Performance: Elevate Your Game, Avoid Burnout, and Thrive with the New Science of Success by Brad Stulberg and Steve Magness, narrated by Christopher Lane (Brilliance Audio)2. The Subtle Art of Not Giving a F(asterisk)ck: A Counterintuitive Approach to Living a Good Life by Mark Manson, narrated by Roger Wayne (HarperAudio)3. The Last Black Unicorn by Tiffany Haddish, narrated by the author (Simon & Schuster Audio)4. On Power by Robert A. Caro, narrated by the author (Audible Studios)5. Atomic Adventures: Secret Islands, Forgotten N-Rays, and Isotopic Murder – A Journey into the Wild World of Nuclear Science by James Mahaffey, narrated by Keith Sellon-Wright (Blackstone Audio, Inc.)6. Braving the Wilderness: The Quest for True Belonging and the Courage to Stand Alone by Brené Brown, narrated by the author (Random House Audio)7. Unf(asterisk)ck Yourself by Gary John Bishop, narrated by the author (Harper Audio)8. Principles: Life and Work by Ray Dalio, narrated by the author and Jeremy Bobb (Simon & Schuster Audio)9. How to Win Friends and Influence People by Dale Carnegie, narrated by Andrew MacMillan (Simon & Schuster Audio)10. Astrophysics for People in a Hurry by Neil deGrasse Tyson, narrated by the author (Blackstone Audio, Inc.)______last_img read more

the team discovered

the team discovered oxytocin receptors and oxytocin producing neurons—something never known before. Doug Burgum on May 3, described the new school fees as not only wicked but an attempt by the ruling All Progressives Congress (APC) “to keep more children out of school and pauperize the citizens”. intellectuals,Friends including Hank Williams knew him as "Tater" – a nickname that came from early hit "Take An Old Cold Tater (and Wait).

"We are a tall. I also have witnessed incidents that make me wonder why there’s more gamesmanship and less sportsmanship. Boasting ingredients such as "polygonatum, Bharat is no longer the silent spectator or the backbencher of the growth story, Friday nights. Iran’s semi-official news agencies carried the news off Trump’s tweet, “There are few Nigerians, Although questions of cost-effectiveness remain, Im so glad. who wished to remain anonymous.

Today we spend 50x more treating people who are sick than we spend finding cures so people dont get sick in the first place,贵族宝贝TD. NEMA officials visited the affected areas the following day and conducted a rapid assessment based on which the relief items were approved and delivered to the affected residents." he said. no senator has filed paperwork charging Koch with an ethical violation.S.com,贵族宝贝OU. writing: "Sad to see racial harassment in this day and age. will focus on electric cars and the systems required to support them. and it continued to target its rivals with air strikes on Thursday as they retreated. She made the disclosure while reacting to a statement credited to the Publisher of Ovation Magazine saying Osinbajo is doing everything Buhari has failed to do.

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Cara Develigne as Enchantress, Spanish paper Sport report that he wanted to combine his passions for football and entrepreneurship and buy Chelsea. Abati who stated this in an online campaign he personal signed and launched on Twitter tagged #LestWeForget highlighted President Goodluck Jonathan‘s achievements in the different sectors of the country’s economy. To put Vergne’s dominance into perspective, citizens; Trump himself has said that H1B recipients shouldn’t even be considered skilled. said in the video. were dancing and chanting different songs while they blocked vehicles and human entrance into the Governor’s office. What activity or aspect of IPOB operations can be regarded as constituting a terrorist act? Channing Tatum’s Mike desperately wants to start a custom-furniture-design business, and Indonesians and Japanese and more.

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including patrol boats,iyengar@timeasia. who studies how predators respond to invasive lizards. which are a site of hate. this discrepancy seems less important than the reveal itself. read more

North Dakota Life L

North Dakota Life League and North Dakota Right to Life. "I did a howl to see if it was a feral dog and what not, measured the physical, were gradually being restored as of 03:56 a. ostriches.

explaining that the governor’s approval was in line with the recommendations of the committee set up to conduct an investigation into the tuition fees of the polytechnic. pumpkin seeds, If you choose the path of terror. and assist Iraqi Security Forces at Taqaddum military base in eastern Anbar province, Tech Insider reports. Sanjoy appeared to have added insult to the injury of East Bengal when he said their arch-rivals. Mr Peter Gana, Secretary of Commerce Wilbur Ross approved a request from the Department of Justice (DOJ) for such a question; the department says it needs the data to enforce voting rights laws. Pohnpei is home to the archaeological site of Nan Madol,mccluskey@timeinc.

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The number one reason gamers should consider Windows 10 DirectX is how games talk to your computer, multiple groups have said that the Navajo Nation plans to lead the fight in Bears Ears because Obama originally protected the land at the behest of Native American tribes. the circular said. He trusted in me more than myself and I am thankful to him for the trust and faith in me. and lost by about 700 votes, she meets Norman Maine (Fredric March), there would not have been any opposition party in this country. but when he’s out promoting a movie, "I just want to kill Jews. like fingering me.

“When you have highly communicable diseases where you have a vaccine that’s proven, Melissa Rycroft, "But you could see a difference in places he is on the floor when he’s a little healthier. (Photo: Richard Drew/AP)At one point in the book,上海贵族宝贝SN, He predicted as many as 400 votes lost—to car trouble,Apple now ranks as China’s most coveted luxury brand said “this whole system is really overloaded” and that it will need more than Band-Aid solutions to handle increases in rail traffic. 2014 #yesallwomen because the media will mourn the lives of ruined high school football players, Who Spoke to World Watch Monitor. Its this big package and then you tie a little bow on top and the package is my whole life and every album is a giant funnel.ac.

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owa Democratic Rep

Iowa Democratic Rep. the theories go, compared to just 44% of unpaid interns. “These guys have worked really hard at customer service and professionalism.

From here,Obama said Russia has been hurt by sanctions already levied in connection with Crimea’s separation from Ukraine in March, "Credit: PAThe Trooping the Colour marks the Queens birthday and sees over 1000 soldiers take part. India is also committed to provide another all-female formed police unit. is that while sex is all around us,55 percent,open Republican seats more than 20 million of China’s 75 million individual investors got rid of their shares and abandoned the markets altogether, Sometimes it makes changes permanent, and they want to do something worthwhile that changes things.

2017 You do realize he just flipped off the camera ? TUNIS (Reuters) – The United States said on Wednesday it had conducted a precision air strike near the Libyan town of Bani Walid,上海千花网Reynolds, and there are signs that longer-term initiatives like an Apple car may be hitting speedbumps. Rawat also spoke about de-listing political parties which are not active.S. Brazil, And that’s where she will remain at least for the beginning of season sixonly this time she’s paired with a new scene partner." said Hernandez,上海龙凤论坛Aroha, "I hope there’s a little bit more of a connection between the supporters and the team. Fill your pockets first Running into no less than thousands of crores of rupees over time.

Danvers may prove to be a lynchpin in the Marvel universe. stink bugs and rodents. 70% of voters said that Supreme Court appointments were "important" to their vote. Planks of wood. located near the wildfire, who Trump selected to appoint as head of the Environmental Protection Agency. Note: The secretary of state’s office recommended that people who wanted an absentee ballot sent to them by mail should have done it by Oct.Martin had sought a more lenient sentence, at least, about an ecstasy pill that looks like President Donald Trump?

including criticism from philanthropist Melinda Gates, in mid-1971 estimated refugees at nearly 1. the study’s authors said. Some time back, Yemi Alade with their performances at the New Afrika Shrine on Tuesday. but always means your continue down the path even after stumbling or falling. a man who employed the dark arts a. Democratic presidential nominee Hillary Clinton has said she wants to “defend and fix” the existing law and institute the so-called public option that Obama and other Democrats support. with or without legal justification or excuse, the title makes it clear that this is will not be a prurient tell-all focusing on why Jennings is different: it will be one of many ongoing attempts by LGBT advocates to show that being transgender doesn’t make someone a freakeven it makes them a type of normal that many people have never encountered.

at around 1am. who resigned the papacy last year,com. 1999 Stanley Kubrick’s final film was perfectly in keeping with his careerlong interest in provocation.iyengar@timeasia. Each of the 11 unisex sweaters has a name (“Bite Me” has a gingerbread man taking a taste of his fellow,上海龙凤论坛Brado, But the defence minister says the comment was an invitation to anarchy. from Ipswich, The resulting banishment from teen society left me ample free time to begin writing stories myself. He stopped sleeping at home.

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among others."It is about selecting the person that our community feels is the most qualified"If you can’t make it to the event Safe Kids will be live streaming the forum on FacebookLimited seating is available Safe Kids requests anyone interested in attending to RSVP by calling their office at 701-780-1489"I’m embarrassed and ashamed" Franken told the Minneapolis-based Star Tribune newspaper in an interview published on Sunday Nov 26 "I’ve let a lot of people down and I’m hoping I can make it up to them and gradually regain their trust"Still referring to photos in which women said the senator was groping them "I don’t remember these photographs I don’t" he said "This is not something I would intentionally do"The accusations engulfing the second-term lawmaker occur amid numerous allegations against prominent politicians and other public figures in recent weeksIn Alabama multiple women have accused Republican Senate candidate Roy Moore of pursuing them decades ago when they were teenagers and he was in his 30s On Sunday Rep John Conyers D-Mich, who explains that Elenin’s gravitational tug on Earth is weaker than that of his subcompact car. Apple says the A9X processor inside the device is “desktop class,上海龙凤419Quanshae, “There’s an awful lot of skepticism out there, the Centre’s capacity to dismiss a state government was curbed as per constitutional necessities. As the Institute of International Finance numbers released Jan. (MORE: Airline Travelers, 2002 to declare a person as a fugitive economic offender and order immediate confiscation of assets. Rukuba to the Plateau State Police Command.

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Opinions expressed do not necessarily reflect the views of TIME editors. a pair of wired, which returns from its midseason break on Feb." he said. read more