How has the drought affected crops where farmers used conservation tillage? Farmers andanyone else who would like to know can find the answers this month in Burke County.The University ofGeorgia and five other government groups and commercial firms will host the CentralSavannah River Area Conservation Tillage Demonstration Farm Field Day July 20 nearWaynesboro.The field day will focus on cotton, peanuts and soybeans. The UGA cotton team will beon hand, along with experts with UGA, John Deere, Monsanto and others.To get to the field day, from Waynesboro or Augusta on U.S. Highway 56, turn south ontoU.S. Highway 23, then left onto Hancock Landing Road. Then turn right onto ThomasRoad. The CSRA Conservation Tillage Demonstration Farm is on the left.
Summer 2019 delivered hot, dry weather with sporadic rainfall. With fall approaching, now is the time to adjust your turfgrass management program to promote a smooth transition into dormancy and green-up next spring.The height of the warm-season turfgrass growing season spans from May to October. Given average conditions — regular rainfall and moderate temperatures — Bermuda grass, zoysia grass, St. Augustine grass, centipede grass and other warm-season species respond quickly to cultural and maintenance practices such as mowing, fertilizing, aerating, topdressing and weed management. From mid- through late summer, rainfall across Georgia has been variable, with some areas receiving average rain and other areas experiencing drought. Moisture stress in turfgrasses can be recognized in the early stages by a dull, bluish-gray cast. Additionally, take note of footprints and tire tracks in the turf that do not rebound. For areas with a lack of rain, applying irrigation can help spur grass growth.Follow these tips from University of Georgia Cooperative Extension for managing turfgrass as it transitions into dormancy:Raise the cutting height within the recommended mowing rangeDo not apply nitrogen-containing fertilizersModify herbicide programs during high temperatures and moisture stressWater deeply and infrequentlyMulch clippings versus bagging them, or “grasscycle”Use water-conserving and drought-tolerant turfgrassesRaise cutting heightTurfgrass stress can be reduced by using a sharp mower blade and raising the cutting height by a half inch or to the tallest allowable height of the recommended mowing range during drought. A clean cut reduces moisture loss through wounds and minimizes entry points for disease. Taller shoots promote deeper roots and a dense canopy can help to reduce ground surface temperatures and conserve moisture. Grasscycling can also help to conserve moisture.Avoid nitrogen applicationsAs grasses move into dormancy they need to “harden off.” Nitrogen fertilization encourages new shoot growth, which directs plant sugars and other metabolites away from storage organs (e.g., rhizomes, stolons and crown). These storage organs and sugars provide energy for the grass to green-up the next spring. By allowing the plant to harden off and accumulate sugars in the storage structures, the grass is better able to survive winter stresses and recover next year.Modify herbicide programs Many herbicides act upon plant growth processes and can be less effective during periods of drought when weeds are not actively growing. In addition, certain herbicides may cause damage to drought-stressed turf or nontarget landscape plants due to volatilization and drift during high temperatures. Review pesticide labels for specific information regarding temperature requirements, watering requirements, and proper application.Water deeply and infrequently The optimum watering schedule can be roughly determined by observing the number of days that pass between signs of moisture stress. Apply sufficient water to saturate the root zone to a depth of 6 to 8 inches. Clay soils and sloped areas may require staggered watering intervals to allow time for water infiltration between cycles and to prevent runoff. Irrigating in the early morning conserves water by reducing evaporation and drift. A good practice is to align watering schedules with drought-management rules so, in the event of a declared drought, the appropriate watering program is already in place. The 2010 Water Stewardship Act permits lawn watering between the hours of 4 p.m. and 10 a.m.Use water-conserving and drought-tolerant turfgrass cultivarsThe UGA Turfgrass Breeding Program continues to make excellent strides in developing improved cultivars with low water use and high drought tolerance. For new installations, or where turfgrass replacement is needed, look for improved cultivars such as ‘TifTuf’ Bermuda grass. Visit www.GeorgiaTurf.com for more information on selecting turfgrasses.
Setting a goal of $5,000 was the Long Island Crisis Center, which operates a 24/7 hotline for people suffering from suicidal thoughts or battling other crises. By 3 p.m., the group was halfway toward its fundraising target.“The fact that a philanthropic giving day is receiving nationwide attention is fabulous because Americans are very charitable, but this really puts it front and center for them, that there is a day during the year and its kind of the beginning of the season of giving,” said Fran Karliner, director of development at the Long Island Crisis Center.Last year, the crisis center fielded more than 10,000 hotline calls and reached 16,000-plus students and professionals through community education workshops. And when actor and comedian Robin Williams died of suicide in August, the number of calls to the hotline doubled.“We’re wrapped up in buying presents for people and what we are going to do for our children, our parents,” she added. “But here’s a day to think about what am I going to do for my community.” Curran said she’s not surprised that Giving Tuesday spread globally.“People are generous, and giving is something that unites us across boundaries and political divides,” she said.Heather Buggée, founder and executive director of Huntington-based Splashes of Hope, a non-profit that paints murals for medical and social services facilities, said Giving Tuesday succeeds in changing the focus of the holidays back to helping the less fortunate.“Giving Tuesday is all about giving back to the community,” she said. “A lot of times during the holiday season people are focused so much, children especially, are focused so much on what they’re going to receive…it makes them think more about what other children are going through.”#GivingTuesday Tweets Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York After a weekend in which millions of people descended on big box stores for discounted high-definition televisions and popular holiday gifts, Americans on Tuesday were again asked to open their wallets for a day-long initiative meant to inspire mass spending—but this time, for a cause.The campaign, dubbed Giving Tuesday, which comes one day after Cyber Monday, the biggest online shopping day of the year, seeks to encourage people across the globe to consider giving their hard-earned money to people in need, instead of spending it on high-priced electronics and attractive high-tech gadgets.The philanthropic celebration, founded in 2012 by New York’s 92nd Street Y in partnership with the United Nations Foundation, has become a global phenomenon in just three years. By early Tuesday morning, the hasthag #GivingTuesday was already trending nationwide.Long Island was also reveling in the philanthropic spirit, with local groups turning to social media to reach out to potential donors. The organizations participating in the campaign ranged from hunger and relief organizations to colleges and education advocacy groups.Seeking to capitalize on Tuesday’s day of giving was the Mineola-based Family and Children’s Association, which set a donation goal of $25,000, but had to temporarily cease accepting online donations at one point because its computer system crashed due to the high volume of contributions.The non-profit, which serves disadvantaged individuals and families, also held an open house breakfast for homeless youth in Freeport that allowed donors to see firsthand how donations translate into food and shelter for those in need, said Joyce Mullen, Family and Children’s Association’s director of marketing and communications. The campaign was created in 2012 when the 92nd Street Y, a community center, noticed how retailers were using shopping holidays, such as Black Friday and Cyber Monday, to invigorate sales.“We thought there was room for a day to celebrate giving, to stop and think about how we can make a difference in the causes we care about,” Asha Curran, director of 92nd street Y’s Center for Innovation & Social Impact, said in an email. “And we’ve been inspired by how much people want to have this conversation.“The point of this movement is that everyone, everywhere, has something to give, whether it’s money, volunteer time, skills, or advocacy,” she added.The campaign also included some good-spirited boasting from donors on social media. Using the hashtag #unselfie, one woman held up a sign that read, “I knit to bring joy to others.” Another woman used the forum to promote the Mala Fund, a global non-profit that seeks to empower school-aged girls. The fund is named after Malala Yousafzai, a Pakistani born education advocate who survived a Taliban assassination attempt in October 2012. She was only 15 when she was shot. Two years later, Yousafzai became the youngest Nobel Peace Prize recipient.The LI Crisis Center also got into the action: Colleen Merlo, executive director of Suffolk County Coalition Against Domestic Violence, also praised the social movement.“We are constantly fundraising,” Merlo said. “But a day like this brings awareness and helps us.”The non-profit advocates for victims of domestic violence, but also provides meals and shelter to families.Merlo noted that $20 could feed a family of four, and $50 could provide counseling for a child.“Every donation helps,” Merlo said.
Retail FI’s have a tremendous opportunity to capture new value and drive their own disruption through digitization. With the right technology investments, financial institutions can streamline operations and compliance, while offering customers the real-time financial advice and convenience they increasingly expect. The problem is that most FI’s aren’t ready to invest in the technology needed to support these needs.Imagine a banking experience so compelling that customers simply can’t look away. A financial institution with personalized interactions and advice available anywhere, anytime on mobile devices. Branches that blend video, interactive touch screens, and data-empowered associates for a new dimension in convenience and service.Digitization is not an option for the banking industry, rather it is inevitable because every industry is being digitized and the banking sector is no exception.Some of the top benefits of digitization are:Productivity will be increased as technology reduces human error.Convenience will result in an increased number of customers.The rural and urban gap will be bridged.Increased analytics will provide FI’s with the information needed to improve and respond to their process.Using digital technology to build a boundary-less FI’s will require strategic partnerships. A customers’ need to spend, transfer, and money in a secure environment remains unchanged; however, their behaviors are changing radically. Customers are looking for their interactions with their FI to be effortless. They are increasingly comfortable using the internet to seek advice and gather product and service information before stepping foot in a branch. They expect to be able to choose the channel most convenient for them—whether that’s a branch office, browsing the FI’s website or using a video-enhanced call center—and they will insist that all channels work together harmoniously. They expect all of the companies they do business with (including their FIs’) to know them as individuals, anticipate their needs and actively involve them in coming up with tailored solutions.Unless a digital strategy becomes a top priority that is pushed by a FI’s senior management, it will easily lose momentum. To build a roadmap for digitization, you need a clear sense of the potential value of specific investments that create digital business capabilities. Incumbents only have a short period to adjust to new technology or they risk becoming obsolete. 91SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Christina Camacho Christina Camacho is the Founder and CEO of Ivy Lender. Christina spent her banking career working with SME businesses as well as Fortune 500 companies at the top Financial Institutions … Web: www.ivylender.com Details
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Garth Warner, CCD, has spent his entire 40-year credit union career working for $17.2 billion Servus Credit Union and its predecessor organizations in Alberta. In the 12 years since he became president/CEO, he has led the CU through its greatest challenge—a tumultuous merger that threatened the future of the organization—emerging on the other side to achieve a period of impressive growth and expansion.Warner has been named CUES 2020 Outstanding Chief Executive, an honor that puts the capstone on his career just prior to his planned retirement on April 30, 2021. Throughout his time at Servus CU, Warner has held fast to the cooperative principles of the credit union movement, building upon the successes of those who came before and paving the way for a new generation of leadership.“I believe that a credit union is not like other businesses; it’s an intergenerational trust,” says Warner. “As credit union leaders, we have the privilege of being the stewards of these great organizations for just a short period of time. The people who came before us hired us, trained us and shared their knowledge and wisdom with us. As they retired, they passed the torch on to us. Now it’s incumbent upon us to prepare the younger generation to take the torch from us when it’s our turn to retire.” This post is currently collecting data… This is placeholder text continue reading »
The Croatian National Tourist Board is organizing the fifth in a row NATIONAL DMK FORUM which will take place in Thursday, December 7, 2017 starting at 10.00 p.m. at the hotel International in Zagreb (Miramarska cesta 24).This year’s forum will be opened with welcoming speeches by the Director of the CNTB Main Office Kristjan Staničić and State Secretary at the Ministry of Tourism Tonči Glavina, after which participants will be presented with key and latest information on opportunities and trends in digital marketing, examples of good practice in destination management and business of domestic and foreign destination management companies.What future awaits destination management organizations on the example of the Austrian city of Graz, gathered at the traditional forum of destination management companies – DMK will announce Dieter Hardt-Stremyr from Graz Tourismus and Stadtmarketing, the creative process of storytelling and its importance in distributing short format content will be presented by Mark Crawford production company Exposure Labs, while Igor Auferber from the Croatian DMK agency specializing in gastronomic and cultural tours Tureta Travel will present the creation and promotion of tailor-made trips, the so-called tailor made trips.David Meany from Europe’s leading travel company Contiki will point out the program on the importance of turning to the generation of “millennials”, a target group of consumers born in the mid-404s that requires fast and creative communication and presentation of offers on the Internet and social networks. This is a presentation that will give a quality introduction to the presentation of Miroslav Varga from the Escape agency on the topic of presenting the tourist offer through Google advertising and also announce the final part of the program of this forum, a panel discussion on trends in digital advertising. Today, digital advertising is one of the key segments in promotional activities, and the panel will be attended by Tina Jukić (Croatian National Tourist Board), Mario Frančešević (SeekandHit), Nikola Vrdoljak (XNUMX) and Hrvoje Šepić (Adria Bike Group).You can download the program of the event with the schedule here
But Chinese officials released a study showing most patients have mild cases of the illness, and World Health Organization officials said the mortality rate was relatively low.The epidemic has triggered panic-buying in Singapore and Hong Kong, concerns about cruise-ship travel and the postponement of trade fairs, sports competitions and cultural events in China and abroad.The outbreak is threatening to put a dent in the global economy, with China paralyzed by vast quarantine measures and major firms such as iPhone maker Apple and mining giant BHP warning it could damage bottom lines.Several countries have banned travelers from China and major airlines have suspended flights. Authorities have placed about 56 million people in hard-hit central Hubei and its capital Wuhan under an unprecedented lockdown.Other cities far from the epicenter have restricted the movements of residents, with a 14-day self-quarantine for people returning to Beijing.President Xi Jinping, in a phone call with British Prime Minister Boris Johnson, said China’s measures were achieving “visible progress”, according to state media.’Less deadly’ than SARS The official death toll in China hit 1,868 Tuesday after another 98 people died — most in Hubei and Wuhan, where the virus emerged in December.Liu Zhiming, the director of Wuchang Hospital in Wuhan, became its latest victim, sparking an outpouring of grief online.Earlier this month, the death of Wuhan doctor Li Wenliang — who had been punished by authorities for sounding the alarm about the virus in late December — triggered anger and calls for political reforms on social media.Officials figures, meanwhile, showed there were nearly 1,900 new COVID-19 cases. New infections have been falling in the rest of the country for the past two weeks.WHO chief Tedros Adhanom Ghebreyesus cautioned that it was too early to tell if the decline would continue.A study among 72,000 confirmed, suspected and clinically diagnosed cases showed that 81 percent of patients had only mild infections.Those most at risk were the elderly, and people with underlying medical conditions.The study released by China’s Centre for Disease Control and Prevention also showed the death rate stood at 2.3 percent, falling below one percent for people in their 30s and 40s.Zhong Nanshan, a prominent expert with China’s National Health Commission, told reporters that 85 percent of patients can improve “if they have good life support, treatment conditions, and nutrients”.The research was cited by WHO officials, who said the COVID-19 illness was “less deadly” than its cousins, such as Severe Acute Respiratory Syndrome (SARS) or Middle East Respiratory Syndrome (MERS).But it is higher than the mortality rate for the seasonal flu, at around 0.1 percent in the United States.Michael Ryan, head of WHO’s health emergencies program, said the outbreak was “very serious” and could grow, but stressed that outside Hubei the epidemic was “affecting a very, very tiny, tiny proportion of people”.There have been some 900 cases around the world, with five deaths in France, Japan, the Philippines, Taiwan and Hong Kong.Cruise concerns Another 88 people tested positive for the virus on the quarantined Diamond Prince cruise ship off Yokohama in Japan, raising the number of infections to 542,The US repatriated more than 300 American passengers on Monday and Britain became the latest country to offer its citizens a way off the boat after similar plans by Canada, Australia, Hong Kong and South Korea.Attention was also turning to the Westerdam, a cruise ship in Cambodia, where many of the 2,200 people aboard passengers were allowed to disembark after all initially received a clean bill of health.An 83-year-old American woman was later diagnosed with the virus in Malaysia, raising concerns that other passengers might have been infected before flying to other countries.The WHO rejected the suggestion that all cruises should be halted after hundreds of passengers were infected on one vessel off Japan.”Measures should be taken proportional to the situation. Blanket measures may not help,” the WHO’s Tedros said. The death toll from the new coronavirus outbreak rose again on Tuesday but Chinese and international health officials sought to calm global nerves, citing a study showing most cases are mild and warning against excessive measures to contain the epidemic.Nearly 1,900 people have now died and more than 72,000 others infected by the virus in China, with hundreds more cases in some 25 countries.The situation remains dire at the epicenter, with the director of a hospital in the central city of Wuhan becoming the seventh medical worker to succumb to the COVID-19 illness. Topics :
However, he did warn that “over the next few weeks, markets are going to struggle for direction while the debate over easing lockdown restrictions continues. Fundamentally, investors are caught in the same pickle as governments who have to balance the economic risks with the chances of the second round of infections”.Eyes on Fed, US dataHong Kong and Shanghai rose 0.7 percent each, while Sydney, Seoul and Taipei were all up more than one percent.Manila, Jakarta and Singapore were also in positive territory, though Wellington was hit by profit-taking following a more than three percent surge Tuesday.Tokyo was closed for a public holiday.Investor attention is now on the release later in the day of US growth data, which is expected to show the world’s top economy contracted in the first three months of the year.Also, the Federal Reserve will end its latest policy meeting, with traders looking to see if it has any more words of comfort for markets after pledging financial backstops to banks, businesses and local and state governments. The Fed has also embarked on a massive bond-buying scheme, essentially allowing the government to print money.”While there is a minority view that the Fed will offer some firmer guidance of the future pattern of… bond purchases, the consensus view is that there will be no new policy initiatives out of this meeting,” said Ray Attrill of National Australia Bank.The crude market’s rollercoaster ride saw US benchmark WTI surge more than 15 percent, boosted by bargain-buying, though there are few expectations for a sustained recovery with storage facilities close to bursting and demand all but wiped out at the moment.And analysts said massive production cuts agreed by top producers earlier this month were not likely to show any benefits for a few weeks, meaning prices will likely continue to fluctuate for some time.Topics : Asian markets rose again Wednesday, buoyed by a further easing of coronavirus lockdown measures, though the advances remain capped by concern that the reopenings could spark a second wave of infections.Traders brushed off more data showing the gaping hole being blown in the global economy that is also seeing companies either pull their earnings reports or provide grave forward guidance as demand is battered.Equity markets have broadly moved into a bull market, having bounced more than 20 percent from their March lows, thanks to multi-trillion-dollar stimulus from governments and pledges of extra support from central banks. Adding to the relatively upbeat mood is news that countries are beginning to slowly re-emerge from the crisis.As sunseekers flocked to beaches in Australia and New Zealanders ate from reopened takeaways, French Prime Minister Edouard Philippe said Tuesday that shops could reopen on May 11, following an easing up in Italy, Germany, Spain and parts of the United States.The moves come as the rate of infections shows a general pattern of slowing, following a weeks-long shutdown.”The whole idea of returning to work has aroused the fancy of many an investor. And while no one expects the global economy to immediately time shift back to January 2020, market reopenings are positive,” said Stephen Innes of AxiCorp.
UK supermarket chain Tesco has slashed its pension deficit by almost £3bn (€3.5bn) over the course of 12 months on the back of improving corporate bond yields and its decision to update the discount rate model used for accounting purposes.In its preliminary results for 2017-18 announced on Wednesday, Tesco said the pension deficit had fallen to £2.7bn, from £5.5bn at the same time last year.The supermarket group’s chief financial officer Alan Stewart said the reduction stemmed from a combination of factors.“45% is driven by the external factors, the mortality and the experience of the scheme; 55%… is due to the change in the discount rate methodology where we’re now looking at the bonds,” he told investors in October. Rising yields on corporate bonds, which drive the discount rate used for accounting purposes, also proved beneficial, the company said.Annual contributions to the pension deficit remained steady over the full-year period, but Tesco said they would increase by £15m to £285m from April this year. “This is a small increase on the previously agreed £270m, and is in line with our expectations,” Stewart told investors last year.Stewart also noted that it was “worth pointing out that our scheme is very young compared to the majority of schemes. Only 18% of all members are currently drawing a pension.“This means the liabilities are very long term, with over half of the benefits due to be paid in a period beyond 30 years from now.”Dave Lewis, Tesco’s chief executive, welcomed the news, which saw the UK’s largest grocer report annual profits of more than £1bn for the first time in four years.“We have further improved profitability, with group operating margin reaching 3% in the second half. We are generating significant levels of cash and net debt is down by almost £6bn over the last three years,” he said. “All of this puts us firmly on track to deliver our medium-term ambitions and create long-term value for every stakeholder in Tesco.”Analysts were broadly positive on the results. Barclays Research estimated the pension deficit could drop to £2.1bn by 2021.JPMorgan Cazenove said: “We turn buyers of Tesco shares for the first time in five years as its cash flow, top line and balance sheet have improved on a standalone basis. We see Tesco as the most visible turnaround in our food retail universe.”
UK wind turbine maintenance company Boston Energy will make Rhode Island the home of its US operations, the Rhode Island Governor Gina Raimondo announced.The Board of the Rhode Island Commerce Corporation has also approved Boston Energy to receive tax credits under the Qualified Jobs Tax Credit program for up to USD 86,625 a year for ten years, with the company committed to keeping the jobs in Rhode Island for at least twelve years.The actual tax credit amount will be determined by the number and wages of the new jobs created. As with all Qualified Jobs tax credits, credits are only awarded after jobs are created and generating state income tax withholdings. The company has committed to maintaining at least 52 full-time jobs for at least twelve years.“Rhode Island is vying to be a center of excellence for offshore wind in America. The geographical location and support offered by Governor Raimondo, Commerce Secretary Pryor and their teams has been critical to our decision in locating our US Headquarters in Providence. This will allow Boston Energy Wind Power Services to support the impending offshore wind energy industry right along the North Eastern seaboard,” said Mark Parkes, CEO and President of Boston Energy.Boston Energy will be based at the Cambridge Innovation Center in Providence.With the addition of Boston Energy to the state, Rhode Island is projected to realize a net increase of USD 2.4 million in personal income, sales, and business corporation taxes resulting from the new hires, as well as an increase of USD 7.7 million in Rhode Island’s annual GDP once the new hires are in place, according to third-party economic impact analysis.“Rhode Island is a leader in offshore wind,” said Governor Raimondo. “This development is further proof that we’re well-positioned to be the hub for this growing industry as we approach our renewable energy goal. Clean energy jobs are jobs of tomorrow, and I’m thrilled that yet another company in the wind sector supply chain is choosing to make the Ocean State home.”